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PayPal: PayPal Credit reviews

4.90
Based on 78,121 reviews, last reviewed 20th Apr 2026
2519600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Great payment plans. Quick to transfer money Reviewed on: 20th April 2026
catherine 's avatar
catherine

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78121)

Good all round service

4
I have used them for payment, eBay and survey rewards Reviewed on: 16th April 2026

Amazing app

5
Good expriance, would recomend anytime, which i have done to lots friends & family Reviewed on: 16th April 2026

Good, easy to set up clear communication without ha...

5
Good, easy to set up clear communication without hassle Reviewed on: 16th April 2026

I’m always confident when using PayPal for any trans...

5
I’m always confident when using PayPal for any transaction over the Europe or any where in the country, I felt relaxed and I can make any complain regarding buying products online and greeting my money back the product is not good Reviewed on: 16th April 2026

Safe way to shop on line would not use anything...

5
Safe way to shop on line would not use anything else Reviewed on: 16th April 2026

I like PayPal

5
Easy to use and convenient, great for both shopping and sending money Reviewed on: 16th April 2026

Been excellent and easy to use.

5
Been excellent and easy to use. Options to repay and 4 months credit option super handy. Reviewed on: 16th April 2026

Smart, Simple Spending with PayPal Credit

5
PayPal Credit is quick, flexible, and makes spreading the cost simple—perfect for managing purchases without stress. Reviewed on: 16th April 2026

PayPal makes buying online secure and easy.

5
PayPal makes buying online secure and easy. If you should ever be unfortunate to interact with a seller that is not genuine, PayPal sorts it out for you without stress. Reviewed on: 16th April 2026

easy to navigate

5
easy to navigate Safe to use you have control at all times Reviewed on: 16th April 2026

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