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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146123)

Paypal is Straight forward

Paypal are straight forward to deal with, you get an answer on credit or pay in three very quickly. Good service, especially as you get 4 months interest free, which is really helpful Reviewed on: 16th June 2026

Easy to set up an account and happy with the service...

Easy to set up an account and happy with the service I have received. Reviewed on: 16th June 2026

Never a problem with the service, excellent

Never a problem with the service, excellent Reviewed on: 16th June 2026

10th Year using PayPal

This is my 10th year using PayPal, and the features have only gotten better. Since using the service from being a teenager to an adult, PayPal has made it extremely convenient to manage my finances. It has served as an easy way to send and receive money via my bank account, eliminating certain fees and wait times. Since becoming an adult, features such as PayPal credit and the offer of virtual debit and credit cards have made it easy to build my credit score. Managing repayments is simple and uncomplicated. As well as the ease with repayments, by using my PayPal debit card to make purchases, I can earn points to redeem service benefits, such as discounted subscriptions. Unlike most services, I would actually use those offered by PayPal. Reviewed on: 16th June 2026

Long time PayPal user!

I have been using PayPal for many years now and in my eyes that have always delivered a great service and maxing customer service where I feel listened to and cavalier as a customer. Reviewed on: 16th June 2026

Purchasing rc car parts .

Purchasing rc car parts ...They are not cheap lol...But having the ability to spread the cost over 4 months made it possible...It's easy to set up and all your payments are scheduled so you know exactly where you stand..It's great Reviewed on: 16th June 2026

Very good service customer care is amazing

Very good service customer care is amazing Reviewed on: 16th June 2026

I can't fault PayPal.

I can't fault PayPal. It is the.best thing I have done. Reviewed on: 16th June 2026

too good to be true

Seems to be too easy to be true, but it is Reviewed on: 16th June 2026

Processess are simple.

Processess are simple. No stress no problem. Reviewed on: 16th June 2026

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