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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50803 reviews)

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4.91

Based on 50,803 reviews, last reviewed 19th Jul 2025

921100% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

just overall helpful. just overall helpful. beezer. gghjddjkbffn ggjkkhffghjj Reviewed on: 19th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50803)

Using PayPal Credit has been a great experience.

Using PayPal Credit has been a great experience. It’s convenient, easy to use, and the approval process was quick. I really appreciate the flexibility of spreading out payments. It made online shopping much more manageable. I definitely recommend it! Reviewed on: 27th May 2025

Paypal credit

Never have trouble and always on hand if there is any concerns Reviewed on: 27th May 2025

I use PayPal credit as its a great way to spread the...

I use PayPal credit as its a great way to spread the cost for things like holidays. I would not use anyone else as the service is spot on. Reviewed on: 27th May 2025

I love paypal credit.

I love paypal credit. It has helped me financially in so many way. It has helped me through paying installment, buy now and pay later or paid for my travels. Paypal credit is conducive, reliable and reasonable. The minimum payment is not much and they are flexible. They make me feel valued as a customer. They are very supportive and efficient in solving any problems.. Excellent customer service and their proactive. They very polite. They keep me disciplined to pay my bill on on time by sending me a reminder text or email so that I won't default. I'm ecstatic with PayPal credit Reviewed on: 27th May 2025

Love PayPal all the time can buy things and pay late...

Love PayPal all the time can buy things and pay later 0% interest for 4 month is always my favourite would recommend everyone Reviewed on: 27th May 2025

Always my first choice if I want to spread the cost...

Always my first choice if I want to spread the cost on a purchase. I find the pay in 3 option very useful, and so easy to set up. The website & app also have a great easy to navigate interface, which is handy if I ever need to make changes to accounts or direct debit arrangements. Reviewed on: 27th May 2025

Smart & efficient money management

So far my experience and support provided is excellent by PayPal. Couple of times services especially when we are trying to talk and resolve problems we’re delayed but outcomes have been excellent! Reviewed on: 27th May 2025

Used PayPal for years and had no issues

Used PayPal for years and had no issues Reviewed on: 27th May 2025

Offering flexibility with payments

Offering flexibility with payments Reviewed on: 27th May 2025

PayPal credit is a great way to boost credit score a...

PayPal credit is a great way to boost credit score and the customer service is great. Just wish they had a dedicated physical card instead of having to go through a third party Reviewed on: 27th May 2025

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