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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service and convenience.

5
Great service and convenience. Paypal supports my daily needs including purchases and flexible repayment plans!! I totally recommend it!! Reviewed on: 14th July 2026

PayPal is a fantastic apps.

5
Writing Example Experience with PayPal Apps I have experience using PayPal's mobile and web applications for both personal and business transactions. I have used the platform to send and receive payments, manage invoices, review transaction histories, and handle refunds when needed. I am comfortable navigating the app, linking and managing bank accounts and debit/credit cards, and using PayPal's security features such as two-factor authentication. Reviewed on: 14th July 2026

all ways available and easyto set up and most of all...

5
all ways available and easyto set up and most of all if your deal go's wrong a refund is perfect like the one last week i was trying to get a new vpn so i did a deal with a new app but when i tryedto use it they said that i had to upgrade my system but never said anything aboutit before i paid so i got a ful refund yester day Reviewed on: 14th July 2026

Very easy to use, all information is easily accessib...

5
Very easy to use, all information is easily accessible and clear. All fees are clearly stated so you know exactly what you will pay. Frequent 0% offers too. Reviewed on: 14th July 2026

Always very smooth transactions and customer support

5
Always very smooth transactions and customer support Reviewed on: 14th July 2026

Good experience so far I am enjoying it

5
Good experience so far I am enjoying it Reviewed on: 14th July 2026

Great, very handy

5
Great. Very handy. Have a paypal card too. Reviewed on: 14th July 2026

Simple to use and great for spreading costs

5
I’ve been using PayPal Credit for a while now and have found it incredibly convenient. The application process was straightforward, and it integrates seamlessly into my usual PayPal checkout. The 0% interest offers on larger purchases are a fantastic way to spread out payments without extra costs. Managing my account through the app is clear and hassle-free. Highly recommended! Reviewed on: 14th July 2026

PayPal credit interest free don’t mind if I do

5
Great service from PayPal credit for interest free purchase Reviewed on: 14th July 2026

Paypal always there for us, help us in all ways.

5
Paypal always there for us, help us in all ways. With paypal i can do any shoping. Reviewed on: 14th July 2026

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