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PayPal: PayPal Credit reviews

4.90
Based on 103,060 reviews, last reviewed 9th May 2026
2409600% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feeling secure and safe I feel paypal is a secure way to pay and feel very safe in using PayPal on a daily basis, I would highly recommend pay pal, the customer service is ex... Read more Reviewed on: 9th May 2026
Andrew G's avatar
Andrew G

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103060)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very proactive, great customer service and takes the...

5
Very proactive, great customer service and takes the worry out of management of financial matters Reviewed on: 9th May 2026

Nothing but positive experiences from PayPal over th...

5
Nothing but positive experiences from PayPal over the many years I’ve held an account with you guys. My favourite way to pay for all of my purchases and now having the 4 months 0% interest option has just made me love you more! Reviewed on: 9th May 2026

Never had problems with Paypal.

5
Never had problems with Paypal. Easy to use and safe Reviewed on: 9th May 2026

Good customer service and satisfaction.

5
Good customer service and satisfaction. Reliable service Reviewed on: 9th May 2026

Great service

5
Nothing more to add. I was able to strech down my holiday spend into 3 months at no interest. It would be helpful if when making a payment, this would reflect on the balance immediately instead of a few days. Reviewed on: 9th May 2026

so far so good.

4
so far so good. Totally grand worthy Reviewed on: 9th May 2026

Simple to use, easy to make payments

5
Simple to use, easy to make payments Reviewed on: 9th May 2026

Always safe with payments

5
I using PayPal couple times per month and I never was disappointed. Reviewed on: 9th May 2026

Use PayPal credit on regular basis to purchase items...

5
Use PayPal credit on regular basis to purchase items usually via paypal but also on Internet purchases.It is extremely useful to buy the items as it is accepted with all sellers and allows me to pay it up. Reviewed on: 9th May 2026

Easy to set up and manage

5
Easy to setup and manage also friendly to use Reviewed on: 9th May 2026