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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Reliable support when I need it.

4
Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

PayPal is so easy to use with excellent security and...

5
PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

PayPal's effective credit system offers a real oppor...

5
PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have functionality that supports easy credit management. Reviewed on: 5th August 2026

a must use for all!

5
paypal credit is amazing for me to get what i want without stress and worry. from experience it really is worth using Reviewed on: 5th August 2026

Great service brilliant

5
Great service brilliant company 4 months interest fre credit Reviewed on: 5th August 2026

PayPal is the best way to pay.

5
PayPal is the best way to pay, Cos your transactions are covered by them for all eventualities. Never had any problems. Reviewed on: 5th August 2026

PayPal always helps me when I am struggling

5
PayPal always helps me when I am struggling Reviewed on: 5th August 2026

Never had any issues since using PayPal so complaints.

5
Never had any issues since using PayPal so complaints. Ideal way to spend with reassurance Reviewed on: 5th August 2026

I have been useing paypal for over 20 years now safe...

5
I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

A good secure way.

5
A good secure way. of shopping today@ Reviewed on: 4th August 2026

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