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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181111)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal Credit has allowed me to pay for purchases at...

PayPal Credit has allowed me to pay for purchases at home and abroad and have a really clear handle on my finances, as the service allows you to pay things back, understand where you could save money, etc. Reviewed on: 27th July 2026

Resolution of complaints

You can make a complaint if a seller fails to do what they're supposed to do or takes too long to deliver your order. Reviewed on: 27th July 2026

It always feel safer using PayPal.

It always feel safer using PayPal.easy to do and the pay in three is excellent Reviewed on: 27th July 2026

PayPal Credit is very helpful in emergency situation...

PayPal Credit is very helpful in emergency situations where you don't have cash at the moment. I recommend Reviewed on: 27th July 2026

It has really helped me finance the things I need li...

It has really helped me finance the things I need like devices and build my business Reviewed on: 27th July 2026

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 27th July 2026

buying with paypal

Every purchase has been easy to complete, although with some retailers, it is not easy to see when to click on the Pay-in-3. Reviewed on: 27th July 2026

I love paypal credit.

I love paypal credit. I use the PayPal credit card for almost everything these days. Especially my big purchases. Before I couldn’t use paypal credit in store but since the credit card I love it. Reviewed on: 27th July 2026

Paypal is so easy to use and money is available inst...

Paypal is so easy to use and money is available instantly Reviewed on: 26th July 2026

It's a God send!

My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is my most proffered choice as there's no interest to pay and it allows me to stay in control of my finances better. The ease of it, the freedom and the clarity of it all makes it my go to choice Reviewed on: 26th July 2026

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