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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Super easy to use.

Super easy to use. Pay in 3 is great and just mail to find someone. Safety is priority Reviewed on: 6th June 2026

Best credit provider.

Great experience so far. Best credit provider. Reviewed on: 6th June 2026

Great so far.

Great so far. PayPal is a safe platform and reliable. Reviewed on: 6th June 2026

Without oaypal I would be lost

I feel withought PayPal I would be lost, they are fantastic in helping me resolve cases. Thank you. Reviewed on: 6th June 2026

So trustworthy, I love using the site and it helps m...

So trustworthy, I love using the site and it helps me a lot Reviewed on: 6th June 2026

Good and easy to use - almost too easy to use.

Good and easy to use - almost too easy to use. The points system is a little bit of a false facade however the 3 months 0% interest is brilliant. Customer service is decent however I do wish it was easier to contact a human. Hate chat box’s & FAQ sites… Reviewed on: 6th June 2026

It’s amazing and I like the most

It’s amazing and I like the most Reviewed on: 6th June 2026

It helps me pay for things and track them too

It helps me pay for things and track them too Reviewed on: 6th June 2026

Every time I use it it’s easy and no issues...

Every time I use it it’s easy and no issues Reviewed on: 6th June 2026

Got scammed a few times pay pal stepped in and gave...

Got scammed a few times pay pal stepped in and gave peace of mind and also I bought my iPhone with it and did not have to get involved in a 3 year contract . Perfect Reviewed on: 6th June 2026

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