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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

PayPal is a safe way to pay for things especially on...

5
PayPal is a safe way to pay for things especially online & I’m desperately trying to get the PayPal card, I send money safely for birthdays, gifts, practically everything. I rely on PayPal more than I do my bank it’s just safer & customer services are excellent, I have been conned twice & both times between customer services & myself I got a full refund both times. I have now got my brother & sister also friends to join PayPal. It’s there to make your money safe, secure & they’re 100% reliable, so don’t wait join now, & trust me it will make your life so much easier than using a Bank. Reviewed on: 6th June 2026

Easy Payment

5
All to hand. I like the no interest period Reviewed on: 6th June 2026

So easy to use - perfect paypal!

5
So easy to use - perfect paypal! Reviewed on: 6th June 2026

Paypal app

5
Quick and easy to use. Feel that my money is safe and paying for things is quick and easy to do. Would recommend to everyone. Reviewed on: 6th June 2026

Good experience with paypal using

5
Good experience with paypal using Reviewed on: 6th June 2026

Easy to use and safe

5
Easy to use and keeps details safe Reviewed on: 6th June 2026

Grear for tracking progress on shpments.

4
Grear for tracking progress on shpments. Safe and secure site. Gives great peace of mind which is really important to me in this day and age with all the scams out there! Reviewed on: 6th June 2026

It was a very simple

5
It was a very simple and easy application all on line Reviewed on: 6th June 2026

Love to shop

4
Love to use it for security reasons Reviewed on: 6th June 2026

Never had any problems at all.

5
Never had any problems at all. Been with them for years and always smooth Reviewed on: 6th June 2026

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