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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61305 reviews)

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4.90

Based on 61,304 reviews, last reviewed 13th Apr 2026

965600% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease of use Ease of use and convenience, no issues at all Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61305)

Amazing!

PayPal credit is amazing, if your short on cash, it really helps until payday. Easy to use easy to pay back Reviewed on: 8th July 2022

Perfect .....Helpful at hard times

Perfect .....Helpful at hard times Reviewed on: 8th July 2022

Credit Boost

I applied for & was accepted for PayPal Credit which was super fast and easy to do. I love the fact that so many things in my family's life have changed because I now have an affordable way to pay for so many things, from weekend activities, birthday's, Christmas, holidays and even the armchair that I'm sitting in right now to write my review! This great new way to pay has made my life so much happier and less stressful. PayPal Credit is No 1 for Safe, Stress Free, No nonsense and Affordable online shopping. Reviewed on: 8th July 2022

Fair transparent with great offers of 0% purchases

A great company very good to deal with great rates on offer Reviewed on: 8th July 2022

Paypal credit spend on almost anything

Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022

Paypal Rocks

been with paypal for years now and i no problem at all. always been so helpful when i need it. i dont have any regrets having it. Highly recomended! Reviewed on: 8th July 2022

PayPal credit, easy to use and trustworthy

Have no problems with my PayPal credit account and the app is easy to navigate Reviewed on: 8th July 2022

More than happy

I am very happy every time when I use PayPal! Special with PayPal credit! I so happy I will recommend to all my clients and my friends Reviewed on: 8th July 2022

PayPal credit is the best choice!

This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022

PayPal Credit is great and flexible

I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022

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