Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

So efficient and easy to use App.

So efficient and easy to use App. Reviewed on: 6th June 2026

Touch of a button

User-friendly site, simple to set up convenient Reviewed on: 6th June 2026

I am using paypal from a long time its good and safe...

I am using paypal from a long time its good and safe, and second time i bought the things on 0% from paypal which is amaizing without any herdals. Reviewed on: 6th June 2026

I love paypal.

I like paypal. Very secured and efficient. Helping hand in needs Reviewed on: 6th June 2026

Amazing service

PayPal Credit is an absolute game-changer for managing larger purchases. The 6 months of interest-free financing on purchases over £99 provides incredible financial flexibility without the pressure of traditional credit cards Reviewed on: 6th June 2026

Best service around

I have never had a problem with PayPal great service Reviewed on: 6th June 2026

Amazing Amazing

Amazing amazing amazing very good Reviewed on: 6th June 2026

I have always found PayPal easy and convenient to use.

I have always found PayPal easy and convenient to use. It gives me peace of mind when shopping online because payments are quick, secure, and I do not need to share my bank details with every seller. The app is simple to navigate, and I like that I can track my transactions easily. Overall, PayPal is a reliable and trusted payment option. Reviewed on: 6th June 2026

Easy to use and good rewards for very little work.

Easy to use and good rewards for very little work. Always a new incentive and I feel safe using PayPal as my payment method. Reviewed on: 6th June 2026

Good for borrowing £100 plus

Very useful for borrowing in excess of £100 and having it interest free for 3 months. I have used this option a number of times. There are better options for using it for amounts less than £100, but is still a perfectly reasonable option if you can pay it back in full each month and save on the interest. Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub