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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,770 reviews, last reviewed 13th Apr 2026
1009200% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and manage my payments through the... Very easy to use and manage my payments through the app,Explained terms easy to understand Reviewed on: 13th April 2026
RF's avatar
RF

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61770)

easy to use

5
easy to manage and paypal payment is more availlable now Reviewed on: 2nd August 2022
Serkan EKENEL's avatar
Serkan EKENEL

Quick easy to use service

5
Easy to use with easy management of payments. Only gripe is slow procesing at times on payments appearing when deducted from accounts Reviewed on: 2nd August 2022
OwenG's avatar
OwenG

the easy way to pay with the paypal credit

5
simple to yes easy to set up use with ebay and other online retailers with the protection of paypal transactions Reviewed on: 2nd August 2022
robert tyler's avatar
robert tyler

Easy

5
easy to setup and use, simple to understand Reviewed on: 2nd August 2022
Jason's avatar
Jason

Everything good with paypall

5
Im using paypall years never have any problem :) Reviewed on: 2nd August 2022
Jozsef's avatar
Jozsef

Best credit card provider for big ticket items

5
I have never seen a company that offers three months of interest free installments on big ticket items. Hence, why I prefer to use PayPal over traditional credit card providers Reviewed on: 2nd August 2022
Ali Hassan's avatar
Ali Hassan

Easy and Convenient

5
Love being able to use Paypal credit, excellent to have 4 months interest free and the protection of paypal - would recommend to anyone! Reviewed on: 2nd August 2022
Tara's avatar
Tara

Best credit money can buy

5
Just a really simple experience, easy to use. Reviewed on: 2nd August 2022
Jamie Readon's avatar
Jamie Readon

Speeds things up

5
It helped me out whenever I would forget my card and don't have my details on me. Useful and fast. Reviewed on: 2nd August 2022
ieva mackeviciute's avatar
ieva mackeviciute

Easy to use

5
Love PayPal credit, easy to use and most place I shop take PayPal, I can take 4 months to pay for the more expensive items at ease, the only downfall is I wish I could allocate payment where it would benefit me more But this option is not given to us. otherwise, i find PayPal Credit great Reviewed on: 2nd August 2022
P L H341Y's avatar
P L H341Y

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