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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Any issues are dealt with swiftly

Any issues are dealt with swiftly Reviewed on: 6th June 2026

Interest is lower than most other providers and if y...

Interest is lower than most other providers and if you have an issues customer service sort it out with in a few days to a week not at all stressful at all Reviewed on: 6th June 2026

Sometimes it takes too long to resolve

Sometimes it takes too long to resolve Reviewed on: 6th June 2026

Easy to use, simple terms and app helpful to track...

Easy to use, simple terms and app helpful to track Reviewed on: 6th June 2026

It's never been a problem paying through PayPal.

It's never been a problem paying through PayPal. Extremely quick and convenient. No complaints Reviewed on: 6th June 2026

Very good and functional

Very good and functional, I would defiantly recommend it to a friend or relative. The ability to smooth the cash flow allowed for me to have a balanced and enjoyable lifestyle, Reviewed on: 6th June 2026

Love PayPal because is very helpful when need and safe.

Love PayPal because is very helpful when need and safe. Reviewed on: 6th June 2026

Paypal does what it say on the Tin sorry the App

Simple easy to use straigtforward and secure been using it for years. Reviewed on: 6th June 2026

Love the security

Love the new card in the apple wallet, the security and all the extras. Reviewed on: 6th June 2026

Nice and easy to set up, no hassle.

Nice and easy to set up, no hassle. Reviewed on: 6th June 2026

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