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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Excellent provider

I never had an issue using PayPal for any kind of transaction. Very happy with the service they provide. Reviewed on: 6th June 2026

I trust PayPal.

I trust PayPal. I would recommend every time Reviewed on: 6th June 2026

PayPal made it simple for me to plan my purchases, g...

PayPal made it simple for me to plan my purchases, giving me an excellent way to pay over 4 months interest free. The application was straightforward and quick. Reviewed on: 6th June 2026

Excellent

I love the 4 mos interest free if u spend over £99. I use paypal all the time now compared to my other cc Reviewed on: 6th June 2026

Excellent service options excellent fast payment sys...

Excellent service options excellent fast payment system, cannot recommend enough thank you as always for fast swift payments and corrections i love your credit options and pay in 3 Reviewed on: 6th June 2026

Easy to access money, and even easier to set up repa...

Easy to access money, and even easier to set up repayments. Reviewed on: 6th June 2026

Good overall experience

Using my PayPal account makes things easier for me Reviewed on: 6th June 2026

Easy to use.

Easy to use. And easy to understand Reviewed on: 6th June 2026

Repayment process

Only problem i have is the time is takes to process a repayment. Reviewed on: 6th June 2026

User friendly

Able to understand and use products easily Reviewed on: 6th June 2026

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