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PayPal: PayPal Credit reviews

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4.90
Based on 62,180 reviews, last reviewed 13th Apr 2026
1048000% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Overall I have had a good experience with Paypal, fr... Overall I have had a good experience with Paypal, from funding the account, making payments or utilising the 3 months installment plan. Its easy frien... Read more Reviewed on: 13th April 2026
Zaamin S's avatar
Zaamin S

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62181)

Very Wonderful product!

5
The product is very lovely, I will recommend friends and family to get this. Reviewed on: 13th August 2022
Dr Eric Chiejina's avatar
Dr Eric Chiejina

Flexibility and Convenience

5
Purchases over £150 get 4 month's interest free, and it's just a handy bit of credit in my virtual back pocket Reviewed on: 13th August 2022
Toni Hunt's avatar
Toni Hunt

Excellent

5
Love paypal credit and the support and security you get from using PayPal Reviewed on: 13th August 2022
Mat Taylor's avatar
Mat Taylor

Brilliant for those larger expenses to spread the cost

5
I love my paypal credit mostly due to the options of haveing the cost spread over 3 months interest free for those unexpected large purchases Reviewed on: 13th August 2022
Simon Jeavons's avatar
Simon Jeavons

Helped me out

5
I have used it to spread the cost of purchases for essential items. Reviewed on: 13th August 2022
Alec Thornley's avatar
Alec Thornley

Much prefer PayPal when shopping Online

5
When shopping Online, I actively seek websites that allow payment using PayPal or PayPal Credit, because of Security and Ease of Use. Prefer to use PayPal Credit to spread costs, whenever practicable. It’s so easy to Schedule Payments when I want to, rather than having to set up a Direct Debit. I actively encourage the websites I use most often to provide payment via PayPal. DarkWoods Coffee acted upon this, to my extreme pleasure. Reviewed on: 13th August 2022
Gillian Hackney's avatar
Gillian Hackney

Stops you getting into debt!

5
PayPal Credit is an excellent idea!! I can purchase things spreading cost interest free. Before PayPal credit, I would put things on a credit card but end up not paying them in full & got into debt incurring interest. I can now budget and remain debt free by using PayPal credit. It’s easy to understand and monitor too. Excellent service. Reviewed on: 13th August 2022
Clare Francis's avatar
Clare Francis

Easy and handy

5
Handy to have, easy to apply for with no stress. Repayments are also very easy Reviewed on: 13th August 2022
Donna Sarney's avatar
Donna Sarney

PayPal Credit is easy to use.

5
If you need a little time to pay, PayPal Credit is ideal. Pay the minimum amount, or pay your total off gradually as you can afford it, it is easy and up to you! Reviewed on: 13th August 2022
Amanda Hannaford's avatar
Amanda Hannaford

Comes in handy often enough.

4
Due to its minimum £99 pound spending to use, means its not getting used all the time but comes in ckutch when you need tk bjy something slightly expensive before your paycheck comes through. Reviewed on: 13th August 2022
Banusan Lavinderan's avatar
Banusan Lavinderan

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