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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

I find PayPal a safe and secure method of paying.

5
I find PayPal a safe and secure method of paying. It easily logs in on any retailer I am using and it is easy to keep track of my account. I also like the ability to earn points when you use PayPal. Reviewed on: 6th June 2026

I have been with PayPal for around 18 years and foun...

5
I have been with PayPal for around 18 years and found their customer service absolutely excellent Reviewed on: 6th June 2026

East money transfer and credits.

5
East money transfer and credits. Very useful and 0% interest 3 in pay. Reviewed on: 6th June 2026

So easy and clear to use .

5
So early and clear to use . Love the options of pay in 3 or credit and that you can keep a track of everything so easily on line . Reviewed on: 6th June 2026

Never had a problem with PayPal credit great service...

5
Never had a problem with PayPal credit great service easy to use Reviewed on: 6th June 2026

Good service easy to use.

4
Good service easy to use. More time to pay, secure payment method. Reviewed on: 6th June 2026

I have very good experience with paypal.

5
I have very good experience with paypal. Using all the time without any problems. Saying to all my friends and family to register here. Reviewed on: 6th June 2026

Best of all time

5
Best of all time they are reliable Reviewed on: 6th June 2026

No issues and easy to use.

5
No issues and easy to use. Always easy to access and understand where my account is at Reviewed on: 6th June 2026

Ilg Ivan

5
It's just great, you can set up a direct debit to withdraw money from the account, it's very excellent, and I'm very satisfied Reviewed on: 6th June 2026

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