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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62534 reviews)

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4.90

Based on 62,534 reviews, last reviewed 13th Apr 2026

1080800% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use. So easy to use. When making online payments you have the security of knowing your protected Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62534)

Reliable

The credit card option is a good option for payment the 4 months 0% helps greatly with payment extensions Reviewed on: 31st July 2023

Easy

easy to use and manage for purchases and gives peace of mind when using good security Reviewed on: 31st July 2023

Quick and Easy

Quick easy and accepted by many retailers. Reviewed on: 31st July 2023

Useful, quick, simple

I use PayPal credit to help with times like Christmas, anything over £99 you 4 month’s interest free on so can pay off without incurring. It gives me flexibility Reviewed on: 31st July 2023

Great product, easy to use

Great product, easy to use and flexible. Reviewed on: 31st July 2023

Great

Great service. Always use paypal Reviewed on: 31st July 2023

Spread cost

Love PayPal and the protection it gives you . Reviewed on: 31st July 2023

Great offers and easy to manage

The 0% interest for a period of time makes this a great value product. The website and app are simple to use making it easy to manage your money and payments Reviewed on: 31st July 2023

Safe and secure!

PayPal credit and payments give me peace of mind as it is safe and secure. No card to lose and always there if I need it. Easy to pay and I would totally recommend. Reviewed on: 31st July 2023

Worry free purchase

Brilliant for larger purchases when you know you can spread the cost interest free. Reviewed on: 31st July 2023

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