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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62630)

PayPal is the best Credit Company in the UK

5
PayPal is the best Credit Company in the UK offering options like Pay in 3 or using your PayPal credit straight away when you want to buy online. Reviewed on: 1st August 2023
Bogdan Constantin's avatar
Bogdan Constantin

PayPal Credit

5
PayPal Credit is available on every purchase over £99 giving you 4 monthly repayments interest free. If however, you failed to repay the amount within the 4 months interest would be applied. Basically PayPal is there for you in both instances. PayPal also offer other credit repayment options allowing you to budget easily. With all that and a money back safety net for purchases that may go wrong plus the safety of shopping without adding your credit card/bank details what more could you need. Reviewed on: 1st August 2023
Sandra Laybourn's avatar
Sandra Laybourn

Freedom to shop online safely

5
Since arranging my PayPal credit I have been pleasantly surprised at how simple it is to setup, use and pay. I get a clear view of every transaction and the flexibility to pay extra when I choose to do so. No fuss credit and fabulous service. Reviewed on: 31st July 2023
Terri McG's avatar
Terri McG

PAYPAL is excellent service

5
Paypal is excellent especially using Paypal credit intrest free plan 3 monthly installments I would recommend paypal Reviewed on: 31st July 2023
Billy UK Manchester Malek's avatar
Billy UK Manchester Malek

Flexible Financing Made Easy: A Great Experience with PayPal Credit

5
I had a fantastic experience with PayPal Credit! Applying was quick and straightforward, and I got approved instantly. The flexibility to pay over time with promotional financing options was a game-changer, especially for larger purchases. It's so convenient to use for online shopping, and the added layer of security gave me peace of mind. PayPal Credit is now my preferred choice for managing my finances. Highly recommend it! Reviewed on: 31st July 2023
Kk's avatar
Kk

Excellent

5
Simple and clear to use. Understandable and easy. Emails with information. Reviewed on: 31st July 2023
Malgorzata Weiss's avatar
Malgorzata Weiss

GREAT

5
It is super easy and very helpful to pay higher amount of money in longer time. Reviewed on: 31st July 2023
Anonymous's avatar
Anonymous

PayPal Credit

5
I can always go when I need it and it never causes unnecessary problems Reviewed on: 31st July 2023
Adam gaszcz's avatar
Adam gaszcz

Paypal credit - simply amazing!

5
Make a purchase using PayPal credit, 0% interest over 4 months, use the app to pay, so simple and convenient, what's not to like! Perfect Reviewed on: 31st July 2023
Graeme Macpherson's avatar
Graeme Macpherson

Excellent and easiest payment method

5
My experience has been superb. Never regretted applying and using PayPal credit. Very effective, efficient and easy to use. I love PayPal credit. What you see is what you get. No hidden charges.. Reviewed on: 31st July 2023
Ifeoma Clara Egbechue 's avatar
Ifeoma Clara Egbechue

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