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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Safest way to pay

I feel safe paying online with pay pal as I know if anything goes wrong, they will look into it and get it resolved. The customer service is excellent Reviewed on: 6th June 2026

Fantastic

Brilliant all works amazing thank you Reviewed on: 6th June 2026

It's good enough for me to be honest, I bought a pho...

It's good enough for me to be honest, I bought a phone by useing PayPal credit Reviewed on: 6th June 2026

Great experience.

Great experience. Very clear and easy to use app. Never had any issues. Would definitely recommend to a friend. Reviewed on: 6th June 2026

Easy to use and to maintain and check balance

Easy to use and to maintain and check balance Reviewed on: 6th June 2026

It’s amazing I would be lost without it and so easy...

It’s amazing I would be lost without it and so easy to use Reviewed on: 6th June 2026

Normally I use PayPal to be secure if my not sure wi...

Normally I use PayPal to be secure if my not sure with the seller that I don't know and PayPal credit is so helpful really like it but would be better with more credit also the app is a bit not 100% complete need some work to be perfect. Reviewed on: 6th June 2026

Top dollar service.

Top dollar service....PayPal never fails Reviewed on: 6th June 2026

I find PayPal so easy & convenient to use

I find PayPal so easy & convenient to use Reviewed on: 6th June 2026

Helps on big buys

Makes ot easy to buy things, no complaints Reviewed on: 6th June 2026

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