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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

I’ve been using PayPal for years, and it is still my...

I’ve been using PayPal for years, and it is still my absolute go-to for online shopping. The best part is the convenience—I don't have to constantly pull out my wallet or type in long credit card numbers on every new website. Just a quick log-in and the payment is done. Reviewed on: 6th June 2026

Is ok de nota 10 number 1for my

Is ok de nota 10 number 1 for my Reviewed on: 6th June 2026

Useful and manageable ways to pay

It’s been really useful to have 4 months free credit for larger orders over £99 and the pay in 3 is a godsend! Really useful and manageable way to pay on a tight budget Reviewed on: 6th June 2026

PayPal is a online bank but they always there to ans...

PayPal is a online bank but they always there to answer your calls when you need them.. excellent customer service, support and resolution team are great.. 109% recommend them. Reviewed on: 6th June 2026

All the shopping easy and save.

All the shopping easy and save. And I can recommend everybody Reviewed on: 6th June 2026

Smart money

Very good service . Easy to use. Reviewed on: 6th June 2026

PayPal is great.

PayPal is great, would highly recommend. Reviewed on: 6th June 2026

Loving paypal

Excellent experience so far. Specially the paypal credit feature and pay in 3 feature is awesome Reviewed on: 6th June 2026

Great way to spread the cost of larger purchases!

Ive used PayPal for years easy to set up and transfer money. Then I was offered the PayPal credit so I said why not?! I’ve found the PayPal Credit to be a great option whenever I need to make a larger purchase. One of the biggest benefits is the flexibility to pay over 3–6 months interest-free on eligible purchases, which makes managing bigger expenses much easier. You can set up a direct debit for convenience, but if you prefer not to store your bank details, there’s another simple option. I personally set a monthly reminder in my calendar and make the payment manually on the due date. This helps ensure I never miss a payment and avoid paying any interest. So far, the service has worked exactly as I need it to. I haven’t had to contact customer service, so I can’t comment on that aspect, but my overall experience with PayPal Credit has been very positive. This version reads naturally, highlights the key benefits, and maintains a balanced, credible tone. Reviewed on: 6th June 2026

Very good useful, use the pay in 3 service a lot and...

Very good useful, use the pay in 3 service a lot and find that being able to use the interest free credit very useful Reviewed on: 6th June 2026

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