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PayPal: PayPal Credit reviews

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4.90
Based on 61,882 reviews, last reviewed 13th Apr 2026
1019900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Shopping with Paypal makes me feel safe I only shop where websites uses paypal I feel safer and also enjoy using paypal credit Reviewed on: 13th April 2026
Rim 's avatar
Rim

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (61882)

Easy to use and keep track of

5
I use PP credit for most of my online transactions where its possible. Its very easy to use and allows me time the option to buy items and return if i dont like them without being out of pocket. Reviewed on: 8th August 2022
CSW123's avatar
CSW123

So easy and interest free

5
I love having 3 months interest free credit with Paypal. It takes no work to do it, you just have to remember to pay the last instalment before interest would kick in, but they remind you. Makes life so much easier. Reviewed on: 8th August 2022
Sylvia Sinclair's avatar
Sylvia Sinclair

No Fuss, user freindly

5
No matter what the issue Paypal credit always make sure you understand what, why and when. Reviewed on: 8th August 2022
john white's avatar
john white

PayPal credit

5
PayPal credit is really handy to have and easy to use. Reviewed on: 8th August 2022
paul bunting's avatar
paul bunting

Short term interest free .

5
I have used Paypal Credit since buying my first electric cycle on 12 months interest free credit. That was five years ago, today I purchased airline tickets for my next trip to visit family in NZ. Reviewed on: 7th August 2022
Earle Godwin's avatar
Earle Godwin

Paypal Credit makes things easy

5
Using PayPal credit for purchases couldn't be easier. The credit limits are reasonable and the payment terms are always clrear. Reviewed on: 7th August 2022
George Hadrys's avatar
George Hadrys

easy and fast

5
Hustle free credit, fast and easy process. Reviewed on: 7th August 2022
Adrejuss's avatar
Adrejuss

Credit for Credit

5
Paypal credit is helpful for everyday and special purchases when they would be otherwise impossible. Living within a restricted budget can be aided by knowing the availability of funds from Paypal credit if needed. Many forgotten birthday presents or broken appliance has been purchased by Paypal credit in my case. It's everyday credit for everyday life! So I say thank you and let's give Paypay Credit for credit. Regards Dave H Reviewed on: 7th August 2022
Dave Hamlin's avatar
Dave Hamlin

amazing credit and payment company

5
i love the options of ways to pay, so safe and easy Reviewed on: 7th August 2022
Gemma Gregory's avatar
Gemma Gregory

Quick and easy to use

5
Application was very easy, decision made instantly. Big push to credit score Reviewed on: 7th August 2022
Amr Elshaer's avatar
Amr Elshaer

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