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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

It is a simple, secure, and convenient payment metho...

It is a simple, secure, and convenient payment method, allowing you to pay for goods and services without entering your bank card details. Reviewed on: 6th June 2026

Excellent experience whilst using the services

Excellent experience whilst using the services Reviewed on: 6th June 2026

Used PayPal for a number of years

Used PayPal for a number of years and have never faulted them. If I have ever had a problem, they have been fast to respond and support. It is a user friendly site and service accessible across multiple shopping platforms. Reviewed on: 6th June 2026

Easy to use and practical even for small transactions

Easy to use and practical even for small transactions Reviewed on: 6th June 2026

Really positive and no concerns really.

Really positive and no concerns really. Reviewed on: 6th June 2026

Top site

Always great service, really handy for pay bills and buying you feel safer Reviewed on: 6th June 2026

Makes planning for expenses much easier

Makes planning for expenses much easier Reviewed on: 6th June 2026

4 months interest free!

4 months interest free! Suits my needs! Reviewed on: 6th June 2026

No hassle

No hassle , straight forward and they accept my home phone number for verification as I do not have a mobile , excellent! Reviewed on: 6th June 2026

Easy to apply, quick decision.

Easy to apply, quick decision. Great offers available and easy to pay online. Just great all rounder Reviewed on: 6th June 2026

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