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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,144 reviews, last reviewed 13th Apr 2026
1044400% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and easy to use service. Good and easy to use service. Good money value. Reviewed on: 13th April 2026
Liia S's avatar
Liia S

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62144)

Excellent

5
Resolving issues and refunds the offer for 4months instalment with 0 interest Reviewed on: 14th June 2022
Charibel carr's avatar
Charibel carr

So convenient

5
Offered the 3 months promotion if free credit - very helpful when money is a little short for that particular month - just thinks a very good idea Reviewed on: 14th June 2022
Kevin Blake's avatar
Kevin Blake

Credit Limit

5
Credit Limit is very low, please try to give more limit, because payment from my side always on time. Thanks! Reviewed on: 14th June 2022
Amit Khurana's avatar
Amit Khurana

Hassle free

5
I find it quite easy and hassle free to spread my just over normal monthly expenses via PayPal credit and quickly pay off in 4 months. It saves my cash flow, enables determined to have access to a container flow of zero percent and allows me to be in control of my spending as I ensure I don’t go over the 0% period. Reviewed on: 14th June 2022
T G's avatar
T G

Thanks PayPal

5
It's amazing up It's really helpful Reviewed on: 14th June 2022
Massira 's avatar
Massira

Brilliant way to easily spread the cost

5
Always easy to use for quick credit Reviewed on: 14th June 2022
Nicola McMillan 's avatar
Nicola McMillan

a great product to help build a credit rating

5
got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022
Chris Banks's avatar
Chris Banks

Great offer to use again and again

5
Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022
Chris Taylor's avatar
Chris Taylor

Paypal credit

5
I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022
xxsianjonesxx@hotmail.com's avatar
[email protected]

Always at your fingertips!

5
I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022
Diesel-William Allen 's avatar
Diesel-William Allen

Review PayPal: PayPal Credit now

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