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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

My experience is great.

My experience is great. Can pay most of the stuff trough paypal Reviewed on: 3rd June 2026

Exciting and interesting experience using pay pal

Exciting and interesting experience using pay pal Reviewed on: 3rd June 2026

Very secure

Really help in the security purposes. You know u are protected in the transaction better than using normal banks. Reviewed on: 3rd June 2026

My experience

I am incredibly grateful for PayPal and the opportunities it has given me. The credit option helped me when I needed flexibility, and it allowed me to make purchases and investments that I might otherwise have had to postpone. More importantly, it gave me the confidence to make positive changes in my life and move forward with plans that were important to me. Having access to this support opened new opportunities and helped me manage my finances more effectively. The service has been convenient, reliable, and easy to use. I am genuinely happy with my experience and very thankful for the support PayPal has provided. It has made a real difference for me, and I appreciate the opportunities it has created. Reviewed on: 3rd June 2026

Excellent Service

Secured transactions without bank cards details with third party providers Reviewed on: 3rd June 2026

Very reliable, I am very happy to use PayPal

Very reliable, I am very happy to use PayPal Reviewed on: 3rd June 2026

It’s quick fast and great rates I’m using PayPal for...

It’s quick fast and great rates I’m using PayPal for years now and it’s been great and always safe purchases Reviewed on: 3rd June 2026

Financial ally!

PayPal credit is really helpful for helping me to finance larger purchases - it really helps at Christmas when spending can get out of hand. It helps me to afford things I otherwise might not be able to, so it improves my quality of life in that sense. Reviewed on: 3rd June 2026

Reliable

Reliable, and always feel assured if I made transaction through Paypal Reviewed on: 3rd June 2026

Very professional and friendly good customer service

Very professional and friendly good customer service Reviewed on: 3rd June 2026

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