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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Always good easy to keep track on things resolve pro...

Always good easy to keep track on things resolve problems quickly Reviewed on: 3rd June 2026

Great service

Great service. Happy with account Reviewed on: 3rd June 2026

My experience with PayPal Credit has been very posit...

My experience with PayPal Credit has been very positive. The application process was quick and straightforward, payments were easy to manage online, and I found the service convenient for making purchases when needed. The account information was clear, and I appreciated the flexibility and ease of use provided by PayPal Credit. Reviewed on: 3rd June 2026

Excellent value and services.

Excellent value and services. Very responsive colleagues. Extremely safe to transact. Reviewed on: 3rd June 2026

Makes life more manageable

On few occasions I’ve run into problems with payment and PayPal help me sort it out. Also I love the variety of payment plan Reviewed on: 3rd June 2026

Find paypal very useful to use especially when you h...

Find paypal very useful to use especially when you haven't got the funds to pay all at once Reviewed on: 3rd June 2026

Been using pay pal for a couple of years now and It...

Been using pay pal for a couple of years now and It fercilitates payment on diffrent platforms like airplane tickets.This is not usual with payment methods similar to pay pal and it always gives you time before you start paying interest that's if you have used pay pal credit.I really love using pay pal especially when paying with credit. Reviewed on: 3rd June 2026

Easy to use

I find this app really easy to use I'm not good at technical stuff but this is really straightforward. Any trouble I have had it's been sorted without a problem. It's great for paying friends quick and most people use it so easy for me Reviewed on: 3rd June 2026

Generous app and great customer service.

The app could be made simpler. I had a call from PayPal recently to say I had missed a payment and as it was my very first missed payment with PayPal, so they kindly refunded the missed payment fee and I paid the payment there and then. It was an extremely kind gesture from PayPal to call as ask about my financial state rather then just take the money and run. As it was I was fine, I had simply just forgot on this occasion. Always had good experiences with their customer service. Thank you PayPal. Reviewed on: 3rd June 2026

Used PayPal for years one of the best and safest way...

Used PayPal for years one of the best and safest ways to shop. Reviewed on: 3rd June 2026

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