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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 9th Aug 2026

41% increase in 5 star reviews

in the past 90 days

57% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Satisfied, excellent customer service

Satisfied , customers service are always helpful and the company offers excellent services Reviewed on: 3rd June 2026

Always makes it possible when I cannot manage to pay...

Always makes it possible when I cannot manage to pay bigger bills Reviewed on: 3rd June 2026

Seamless money

Impeccable so the least, been with PayPal for years and that’s consistent. Reviewed on: 3rd June 2026

I always prefer to use paypal its fast and simple

I always prefer to use paypal its fast and simple Reviewed on: 3rd June 2026

I have used Paypal credit and Paypal pay in 3 services.

I have used Paypal credit and Paypal pay in 3 services. Have found both very useful when bargains have been available but my funds not readily free to use, using these I have saved money instead of missing out. Reviewed on: 3rd June 2026

Are there when you need them.

Are there when you need them. Simple to apply, no hassle. Reviewed on: 3rd June 2026

Good experience with Paypal

Good experience. Easy app to use. Reviewed on: 3rd June 2026

Easy to use credit option with clear payments

I’ve had a generally positive experience using PayPal Credit. It’s been convenient for spreading the cost of purchases and the app/online account is straightforward to use. Payments are easy to manage and everything has been clear so far. The flexibility can be helpful for larger purchases, but as with any credit product, it’s important to stay on top of repayments. Reviewed on: 3rd June 2026

Quick and easy

Never had a problem with PayPal since I've started using the app Reviewed on: 3rd June 2026

Good customer service good rates

Good customer service good rates Reviewed on: 3rd June 2026

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