Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75282)

Easy process from start to finish

5
Easy process from start to finish Reviewed on: 1st June 2024
Daniel R's avatar
Daniel R

Since being able to have PP credit I have had so muc...

5
Since being able to have PP credit I have had so much more options, the fact I can use Curve as a normal card without incurring fees is fantastic Reviewed on: 1st June 2024
Tasha's avatar
Tasha

I have laypal credit for 3 years and is amazing

5
I have laypal credit for 3 years and is amazing Reviewed on: 1st June 2024
Norica s's avatar
Norica s

Without PayPal I wouldn’t feel comfortable making so...

5
Without PayPal I wouldn’t feel comfortable making some payments it gives me that extra reassurance couldn’t imagine not using it for online payments Reviewed on: 1st June 2024
Conor m's avatar
Conor m

PayPal credit is an amazing way to pay big amounts w...

5
PayPal credit is an amazing way to pay big amounts without stressing too much knowing you can pay back in installments at your leisure without any added interest so long as it is within 4 months, it has made making big purchases much easier. I’d highly recommend it for those slightly bigger purchases, to help with those budgeting or those wishing to spread payments for whatever reason. Reviewed on: 1st June 2024
Baschar's avatar
Baschar

Always easy to borrow and pay back, lots of offers...

5
Always easy to borrow and pay back, lots of offers Reviewed on: 1st June 2024
Kash A's avatar
Kash A

Brilliant

5
Great rates, easy to use and good customer service the few times I’ve had to contact them. Reviewed on: 1st June 2024
Kyle M's avatar
Kyle M

Quick and easy payments.

5
Quick and easy payments. Simple to use, and great customer service. Reviewed on: 1st June 2024
FNon's avatar
FNon

I always use PayPal as I know there customer service...

5
I always use PayPal as I know there customer service is outstanding Reviewed on: 1st June 2024
Lisa's avatar
Lisa

Very helpful and quick to help

5
Very helpful and quick to help when you can’t afford a part for my car PayPal credit helped me get it Reviewed on: 1st June 2024
David h's avatar
David h

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill