Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Easy to set up and payment reminders helpful

5
Easy to set up and payment reminders helpful Reviewed on: 3rd June 2026

PayPal account..

5
Everything with PayPal so far is excellent.I will continue with my account, it's very easy to use and will use it as my second bank account for every day spending.Thank you for all that you are doing! Reviewed on: 3rd June 2026

Purchases I could only dream of

5
PayPal credit is awesome, excellent rates and allows me to get items I would never be able to purchase, absolutely love it . Reviewed on: 3rd June 2026

PayPalPro

5
Always great service,offers 0% interest is a winner Reviewed on: 3rd June 2026

Excellent credit service

5
I’ve been using PayPal Credit for some time and have had a very positive experience. The application process was simple, payments are easy to manage, and the online account is clear and straightforward. It has been a useful and flexible way to spread the cost of purchases. I would happily recommend PayPal Credit to others. Reviewed on: 3rd June 2026

Very handy option .

5
Very handy option . Cards give more freedom spreading costs Reviewed on: 3rd June 2026

Great job

5
Simple easy to access platform. Best way to spread your payments. No stress. Reviewed on: 3rd June 2026

Absolutely top notch, never had a hiccup

5
Absolutely top notch, never had a hiccup Reviewed on: 3rd June 2026

Easy way to pay & split the cost over three...

5
Easy way to pay & split the cost over three payments Reviewed on: 3rd June 2026

I really enjoy using PayPal not only can i spread th...

5
I really enjoy using PayPal not only can i spread the cost but I can also buy crypto Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101274 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products