Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,249 reviews, last reviewed 18th Apr 2026
2253400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is amazing because it has made it easi... PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026
Ayomide's avatar
Ayomide

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75249)

Excellent

5
Very good, you can buy now and pay later or in instalments Reviewed on: 1st June 2024
Alfredo's avatar
Alfredo

My Great Pal - PayPal

5
Always find it useful when in need. Ease of use and with great features. Reviewed on: 1st June 2024
Saeed A's avatar
Saeed A

Very easy to use pay in 3 for big ticket...

5
Very easy to use pay in 3 for big ticket items Reviewed on: 1st June 2024
Matt H's avatar
Matt H

Make easy for you

5
Very good six months free interest Or paying in three months more times to pay Reviewed on: 1st June 2024
Rabah 's avatar
Rabah

Easy to use and very safe too!

5
Easy to use and very safe too! Competitive and fair credit rates give you peace of mind when budgeting and spending Reviewed on: 1st June 2024
George H's avatar
George H

A great help for expensive hobbies

5
Use it for alot of online purchases. 0% for 4 months really helps when your spreading costs and don't want to pay more than what you already are for the product. Fantastic for purchases you Wind up making every few months but don't want to use savings for. Reviewed on: 1st June 2024
Ryan F's avatar
Ryan F

PayPal great service

5
I have used PayPal for many years, and it has been brilliant, have also convinced family and friends to use, it is my go to every time, I have never encountered an issue but I am aware it is always very easy to communicate and resolve, thank you PayPal for being such a great, easy and efficient service for many years and more to come Reviewed on: 1st June 2024
Carly's avatar
Carly

Very easy to use and no hassle.

5
Very easy to use and no hassle. Love the pay in 3 and 4 months interest free plans to help with big purchases. Reviewed on: 1st June 2024
Z's avatar
Z

Great service and easy to use.

5
Great service and easy to use. Can pay what you like above minimum payment as required Reviewed on: 1st June 2024
Ashleigh L's avatar
Ashleigh L

Good product if you get for 4 months interest free

5
Good product with interest free for 4 months Reviewed on: 1st June 2024
Mihaela C's avatar
Mihaela C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill