Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 9th Aug 2026
41% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Impressed with the service and how easy everything w... Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026
Mon MC's avatar
Mon MC

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Every shopping is an adventure

5
Good experience for the people who have to deal wit paying taxes in instalments Reviewed on: 3rd June 2026

Never had a problem always great service

5
Never had a problem always great service Reviewed on: 3rd June 2026

Customer service is another level.

5
Customer service is another level. Phone answered quickly. Polite, respectful, friendly and any queries sorted immediately. Reviewed on: 3rd June 2026

Everything Excellent using paypal

5
Everything Excellent using paypal Reviewed on: 3rd June 2026

Makes purchasing very easy.

5
Makes purchasing very easy. Really useful for large purchases, and I feel that my money is very protected with PayPal. It’s easy to payback and easy to use online, setting up a direct debit is easy as well! Reviewed on: 3rd June 2026

Ease of use, convenience and additional security.

5
Ease of use, convenience and additional security. Never had any issues using this platform over the years Reviewed on: 3rd June 2026

I always find PayPal easy to use

5
I always find PayPal easy to use Reviewed on: 3rd June 2026

Yes it for ease and it is an easy app...

5
Yes it for ease and it is an easy app and easy credit Reviewed on: 3rd June 2026

Takes the worry out of paying on line

5
Takes the worry out of paying on line Reviewed on: 3rd June 2026

Always use PayPal as my payment method, easy to use,...

5
Always use PayPal as my payment method, easy to use, fast Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101274 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products