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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

I feel safe buying online with patpal

I feel safe buying online with patpal Reviewed on: 3rd June 2026

Hits All the Marks!

From sending money to family friends, transferring money overseas, paying for E bay purchases and larger purchases requiring larger credit amounts, service has always been very smooth and transparent. Reviewed on: 3rd June 2026

Ok, no issues at all

Ok, no issues with any aspect, clear and without hidden fees Reviewed on: 3rd June 2026

safest payments

my safest way to pay everywhere and send money to family Reviewed on: 3rd June 2026

Very easy app to use and quick customer service and...

Very easy app to use and quick customer service and paypal plus is the the best money back scheme. Reviewed on: 3rd June 2026

Very easy and straught forward to use

Very easy and straught forward to use Reviewed on: 3rd June 2026

PayPal credit is a lifesaver

PayPal credit has allowed me to purchase Christmas presents and birthday present early, it provided me relief that I was able to pay for my children’s gift prior to pay day. For some purchases I even had 0% interest applied to it which was amazing. Reviewed on: 3rd June 2026

PayPal made easy

Virtual Terminal is an easy way to view transactions and statements etc making keeping a check on any purchases simple and effective. You can also create invoices using the PayPal invoice template. Reviewed on: 3rd June 2026

Credit that is easy to navigate and fair.

I have use PayPal Pay on 3 and have your Crdit facility, both have been really useful and easy to set up. Reviewed on: 3rd June 2026

Great, efficient service!

Great, efficient service. Usually the service is fast and reliable. Getting through to their Customer Service is also not too difficult when either using the telephone or the mobile app. I enjoy using the app. Reviewed on: 3rd June 2026

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