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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Good and efficient

Good and efficient to purchase online Reviewed on: 3rd June 2026

Easy payments and safe allows to pay on multiple sit...

Easy payments and safe allows to pay on multiple site pre saves details Reviewed on: 3rd June 2026

PayPal, perfect solution for day to day

PayPal has provided me with the perfect t solution to say to spending and I get rewarded too! I find the app simple to use and very clear. I would recommend applying for PayPal credit. Reviewed on: 3rd June 2026

I’ve been using PayPal for over 20 years and I’ve al...

I’ve been using PayPal for over 20 years and I’ve always found it very easy use and its availability at most online checkouts and various payment options make it even easier. Any problem I’ve ever had in the past, customer service has dealt with it and has always got my back so I’ve never lost any money. Definitely recommend! Reviewed on: 3rd June 2026

Excellent

I'm super happy with my paypal account. using it for years Reviewed on: 3rd June 2026

Always had good service from pay pal they are quick...

Always had good service from pay pal they are quick to sort out any problems and queries. You talk to a person on the phone not a M/C. I have always had perfect satisfaction from them on everything Reviewed on: 3rd June 2026

The safest way to shop online.

The safest way to shop online. Great app, easy to use Reviewed on: 3rd June 2026

Good communication, flexible payment options

Good communication, flexible payment options Reviewed on: 3rd June 2026

PayPal makes my life easier

I often use PayPal pay in 3, or Paypal Credit, if I don’t want a large upfront payment or am waiting for pay day. I like the variety of options available. I also like that PayPal provides buyer protection. Reviewed on: 3rd June 2026

Seamless service received when I have contact PayPal.

Seamless service received when I have contact PayPal. Customer services provision is excellent. Expectations managed by receiving prompt reminder alerts to make payments to avoid charges. Reviewed on: 3rd June 2026

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