Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Very good service especially the 4 months free with...

5
Very good service especially the 4 months free with PayPal credit. Reviewed on: 3rd June 2026

All the time great,it's very helpful when you what t...

5
All the time great,it's very helpful when you what to purchase something. Reviewed on: 3rd June 2026

Well, I think I have had a good experience/service f...

4
Well, I think I have had a good experience/service from PayPal, I have not had any serious problems them,and their services have been good to me. Reviewed on: 3rd June 2026

Very helpful use of credit and easy to manage

5
Very helpful use of credit and easy to manage Reviewed on: 3rd June 2026

Very easy and convenient to use .

5
Very easy and convenient to use . No hassle credit facility. Reviewed on: 3rd June 2026

i love paypal

5
i love paypal it’s so cool. it makes me wanna buy loads of stuff because i can’t stop using paypal Reviewed on: 3rd June 2026

PayPal is number 1

5
PayPal makes finances acceptable and thinks about the user instead of just being money oriented Reviewed on: 3rd June 2026

Fast and trustworthy transactions

5
Fast and trustworthy transactions Reviewed on: 3rd June 2026

I find PayPal safe to use online, as all my transact...

5
I find PayPal safe to use online, as all my transactions are protected from third parties. Reviewed on: 3rd June 2026

Excellent service easy to use and would recommend to...

5
Excellent service easy to use and would recommend to family and friends Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101272 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products