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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63977)

PayPal is the best life saver for my family.

5
PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022
Sarah anderson 's avatar
Sarah anderson

Convenient, easy and fast

5
Customer support superb. I could not ask for more except an increase in my credit limit. Reviewed on: 14th August 2022
MI's avatar
MI

Quick and easy

5
Been using PayPal credit for a few years now, never had any issues, had my limit increased a couple of times which is great. Would highly recommend this to anyone who shops online. Reviewed on: 14th August 2022
Richard Moore's avatar
Richard Moore

Great helping hand

5
Helps me out with buying things Reviewed on: 14th August 2022
Michele's avatar
Michele

Favorite way of payment

5
Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022
Thallita's avatar
Thallita

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022
Jem Jem's avatar
Jem Jem

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022
Amanda clarke's avatar
Amanda clarke

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022
Anita's avatar
Anita

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022
David Bancroft's avatar
David Bancroft

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022
Miles Nightingale's avatar
Miles Nightingale

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