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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

Happy

5
I am extremely satisfied with pay pal couldn’t ask for anything else Reviewed on: 9th July 2022
Miss L Williams 's avatar
Miss L Williams

Happy

5
Very good service, many opportunity's Reviewed on: 9th July 2022
Daniela Ciobanu's avatar
Daniela Ciobanu

Making Life Easier

5
0% interest across 4 months has made an incredible difference, especially during the cost of living crisis. I only wish there was a physical credit card to use in stores! Reviewed on: 9th July 2022
Adam Alexander's avatar
Adam Alexander

Great payment plans

5
Pay in 4 is affordable and PayPal is offers it across a variety of goods and services. Reviewed on: 9th July 2022
Lyndell 's avatar
Lyndell

Dreamed Holliday in Brasil

5
I sincerely had a wonderful experience with PayPal. With PayPal I turned my dream in reality. I had my dreamed Holliday in Brasil. Reviewed on: 9th July 2022
yascara simonetti's avatar
yascara simonetti

Definite room for improvement.

2
Not everything can be automated, failed to respond to support requests and experience many issues with incorrect DDs being taken and payments taking up to 18 days(!) to clear. Reviewed on: 9th July 2022
Edwin Michael Williams's avatar
Edwin Michael Williams

Outstanding

5
Great experience, reliable service Reviewed on: 9th July 2022
Saleem Patel's avatar
Saleem Patel

Amazing credit

5
PayPal credit is very easy to use and manage payments also you can pay off early without any extra cost Reviewed on: 9th July 2022
Rob's avatar
Rob

Simplistic from start to finish.

5
Everything is clear & concise with PayPal credit. You always know where you stand, and as far a availability goes, there are soo many merchants accepting PayPal Credit it opens up a world of opportunities. The app is soo user friendly and efficient, and on the one occasion I needed customer service, the assistance was faultless, but mainly, I was met with warmth and value. Reviewed on: 9th July 2022
J.W's avatar
J.W

Love paypal credit card!

5
It is easy to apply, easy to use, easy to manage. I have been using Paypal since many years ago and no problems so far. Reviewed on: 9th July 2022
TOM's avatar
TOM

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