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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

PayPal payment is easy

I have been using PayPal for online payments and money transfers, and I am very satisfied with the service. The platform is easy to use, secure, and reliable. Transactions are processed quickly, and the buyer protection features provide extra peace of mind when shopping online. Overall, PayPal offers a convenient and trustworthy payment solution that I would recommend to others. Reviewed on: 3rd June 2026

Easy to use and makes more expensive items accessibl...

Easy to use and makes more expensive items accessible and interest free payments available. Reviewed on: 3rd June 2026

Good credit service from Paypal.

Good credit service from Paypal. Will continue to use the credit option in future. Reviewed on: 3rd June 2026

Good experience overall.

Good experience overall. Easy to use and widely accepted. Reviewed on: 3rd June 2026

It's very reliable and secure way of transaction and...

It's very reliable and secure way of transaction and very safe and happy service Reviewed on: 3rd June 2026

Superb always reliable never any issues

Superb always reliable never any issues Reviewed on: 3rd June 2026

Very good, I use them all of the time.

Very good, I use them all of the time. Reviewed on: 3rd June 2026

Overall good.

Overall good. I use PayPal on a regular basis to make life easier. Reviewed on: 3rd June 2026

PayPal Credit gives you a back-up plan.

I find it very helpful to use PayPal credit as it gives you longer to pay for items or pay off your balance when funds are available. Also for any unexpected outlay if it arises. Reviewed on: 3rd June 2026

Great invention

PayPal is great to receive and send money safely it allows you to link it to other applications and your bank. Reviewed on: 3rd June 2026

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