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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Simple and straightforward

Easy to use and understand comes in handy when needed Reviewed on: 3rd June 2026

The low apr and customer service

The low apr and customer service Reviewed on: 3rd June 2026

Been using paypal for years now, the new debit card...

Been using paypal for years now, the new debit card is a great touch to the service Reviewed on: 3rd June 2026

It works outstanding for me.

It works for me. Every day I have no problem. Reviewed on: 3rd June 2026

easy to use

easy to use and easy to check balances/what's owing etc. Reviewed on: 3rd June 2026

PayPal safe payment

Simple way to secure your payments Reviewed on: 3rd June 2026

Its so convieniant to use especially for people that...

Its so convieniant to use especially for people that dont have the money there and then. Reviewed on: 3rd June 2026

great way to get more time to pay.

great way to get more time to pay.love zero interest as long as you pay ontime.its there when you need it for the unexpected Reviewed on: 3rd June 2026

Very usefully.

Very usefully. Interface is friendly, you can manage and monitor transactions Reviewed on: 3rd June 2026

Its quick and easy.

Its quick and easy. Very handy when trying to budget and manage finances. Would definitely recommend. It also helps build credit score, which can be hard to do, but PayPal Credit makes it easy. 5 star from me. Reviewed on: 3rd June 2026

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