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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Paypal always provides the best service.

5
Paypal always provides the best service. Never had any issues Reviewed on: 3rd June 2026

Neutral, poor when supporting customers when money i...

3
Neutral, poor when supporting customers when money is taken and I didn't know about it but you sided with the vendor - not the first time and no advice on how to stop happing again Reviewed on: 3rd June 2026

I use it a lot and feels secure.

5
I use it a lot and feels secure.el easy way to get your money back if is transaction was fraudulent Reviewed on: 3rd June 2026

Easy pessy

5
Easy to buy and set up repayments and if you want to pay more it is simple to do so Reviewed on: 3rd June 2026

Pay pal is quick easy and versatile to use.

5
Pay pal is quick easy and versatile to use. Purchasing items is simple and straightforward and makes spending on larger, costlier purchases affordable Reviewed on: 3rd June 2026

Been with you for over 25 years, enough said in it's...

5
Been with you for over 25 years, enough said in it's self Reviewed on: 3rd June 2026

Brilliant service and resolution help been using you...

5
Brilliant service and resolution help been using you for years highly recommend you. Reviewed on: 3rd June 2026

Very happy with PayPal

5
Very positive, easy to use, make life less stressful Reviewed on: 3rd June 2026

Interest free payments and it does not affect your c...

5
Interest free payments and it does not affect your credit score. Great options of credit or pay in three. Reviewed on: 3rd June 2026

I would prefer if paypal payments came straight out

5
I would prefer if paypal payments came straight from my bank like Revolut, and didn't take almost a week to come out of my current bank account. Aside from this I am very happy with PayPal. Reviewed on: 3rd June 2026

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