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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Never had an issue, always supportive, up to date an...

5
Never had an issue, always supportive, up to date and very informative Reviewed on: 3rd June 2026

Handy easy papal

5
Easy to use and keep a eye on your purchases and spread the cost with no interest. Good customer service. Reviewed on: 3rd June 2026

Perfect app

5
So straightforward, very easy to use and no problems whatsoever Reviewed on: 3rd June 2026

Good service

5
Always good communication. Always a resolution Reviewed on: 3rd June 2026

A trustworthy source for sending money plus a guaran...

5
A trustworthy source for sending money plus a guaranteed customer support Reviewed on: 3rd June 2026

Very good customer service, rate high though

5
Very good customer service, rate high though Reviewed on: 3rd June 2026

Paypals Excellent Service

5
I fond Paypal to be helpfull amd prompt when you have a query Reviewed on: 3rd June 2026

Lovely paypal is fun, easy and simple to use

5
Lovely paypal is fun, easy and simple to use Reviewed on: 3rd June 2026

I’ve had a very positive experience with PayPal Credit.

5
I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and once approved, it integrated seamlessly with my existing PayPal account. It provides a convenient way to spread the cost of larger purchases without the need to apply for a separate credit card.One of the biggest advantages is the ease of use at checkout. Whenever PayPal is accepted, using PayPal Credit is simple and fast. The account management tools are clear, making it easy to track balances, payments, and available credit. Reviewed on: 3rd June 2026

A star title

5
I have got very good experience low rate interest, good communication Reviewed on: 3rd June 2026

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