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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Review of paypal services

Great service really useful for sending money and purchasing things without having to pay for everything at once Reviewed on: 3rd June 2026

Brilliant

1 word brilliant says it all so easy to do Reviewed on: 3rd June 2026

Very easy safe to do but with confidence

Very easy safe to do but with confidence Reviewed on: 3rd June 2026

I love the service and use it all the time!

I love the service and use it all the time! Reviewed on: 3rd June 2026

Paypal’s 4 month interest free promotion has really...

Paypal’s 4 month interest free promotion has really helped me to reduce my debt balance. Reviewed on: 3rd June 2026

Always sorted disputes promptly.

Always sorted disputes promptly. Reviewed on: 3rd June 2026

It has made our life much easier.

It has made our life much easier.The app is fantastic and easy to use Reviewed on: 3rd June 2026

Simple, easy and affordable.

Simple, easy and affordable. Has helped me a number of times. Reviewed on: 3rd June 2026

very useful to spread the cost of purchases

PayPal credit has been very useful to spread the cost of purchases over a number of months. I have had no real issues, other than payments are rather slow to show up in my account. Reviewed on: 3rd June 2026

Easy to use and good customer service online and phone

Easy to use and good customer service online and phone Reviewed on: 3rd June 2026

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