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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

I have been using PayPal for several years now, it i...

5
I have been using PayPal for several years now, it is extremely useful for small settlements, purchases, and payments while traveling. Reviewed on: 3rd June 2026

Good start for PayPal and the rest of the team...

5
Good start for PayPal and the rest of the team Reviewed on: 3rd June 2026

Easy to use, keep up to date with payments etc, adde...

5
Easy to use, keep up to date with payments etc, added bonus is parcel tracking. Reviewed on: 3rd June 2026

Paypal..... the pal you can rely on.

5
I have always had a good experience using Paypal. Even when I have had bad experiences with vendors, I have contacted Paypal customer services and they have sorted the isuue out quickly and efficiently. What a brilliant service provider. Reviewed on: 3rd June 2026

Smooth transaction, loads of options for purchases

5
Smooth transaction, loads of options for purchases Reviewed on: 3rd June 2026

Always pay by pay pall as I trust them to...

5
Always pay by pay pall as I trust them to look after me Reviewed on: 3rd June 2026

Very good service for most day to day shopping.

5
Very good service for most day to day shopping. Debit & credit cards work very well in all situations to date Reviewed on: 3rd June 2026

Flexible & excellent service over the years

5
I started using PayPal many years ago and when it was linked to eBay. I always found it really straightforward & convenient. I have continued to use it as I have found it very easy to process payments, with my stored card details, and have the option to delay payments if required. PayPal has also been very quick to react when there was a problem & made me feel fully supported. Reviewed on: 3rd June 2026

So easy to use, great service thanks.

5
So easy to use, great service thanks. Reviewed on: 3rd June 2026

It has always been great and convenient to use paypal.

5
It has always been great and convenient to use paypal. Reviewed on: 3rd June 2026

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