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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Straight forward and reliable customer service

Straight forward and reliable customer service Reviewed on: 3rd June 2026

Been using PayPal for years it’s an incredible servi...

Been using PayPal for years it’s an incredible service pay in 3 PayPal credit all of it - or even simply as a secure way to pay will always recommend and when I’ve phoned customer services they’ve always been super helpful and friendly Reviewed on: 3rd June 2026

Easy, accessible and great service when rectifying...

Easy, accessible and great service when rectifying any errors Reviewed on: 3rd June 2026

Its been good and very user friendly

Its been good and very user friendly Reviewed on: 3rd June 2026

I always use a fast and secure form of payment

I always use a fast and secure form of payment Reviewed on: 3rd June 2026

I use PayPal to pay some of my online purchasers bec...

I use PayPal to pay some of my online purchasers because I am confident of the security of the payments and any follow up that may be needed. I wish more companies used it. PayPal credit is very helpful in spreading the cost of some purchases and I like the 0% interest periods for larger purchases. Reviewed on: 3rd June 2026

I have used PayPal mainly for purchases for over 8yr...

I have used PayPal mainly for purchases for over 8yrs and the convenience of the payment App is amazing and it is now accepted in most online stores as payment options. International money transfer service is also excellent for sending financial assistance back to family in Africa. The newly introduced virtual credit card has been my choice for everyday spending because of the points accrued when used. I recently experienced some hiccups with my last depict debit but it was resolved quickly. Reviewed on: 3rd June 2026

Great Service and Easy to Use

I’ve been using PayPal for a while and have had a really positive experience. It’s quick, easy to use, and makes sending or receiving money simple. Payments are fast, and I appreciate the added security and buyer protection when shopping online. It’s also very convenient to link cards or bank accounts. Overall, PayPal is a reliable and hassle-free way to manage payments—I’d happily recommend it. Reviewed on: 3rd June 2026

Only if the balances gets updated quicker would be g...

Only if the balances gets updated quicker would be good. As it take ages to actually reflect a payment in or out. Reviewed on: 3rd June 2026

Always accurate, prompt and polite

Always accurate and prompt, The only issue I ever had was online and the problem was resolved on the phone in minutes . Wish my personal bank was as accommodating. Reviewed on: 3rd June 2026

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