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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,305 reviews, last reviewed 13th Apr 2026
1059500% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, helps me a lot very easy to use too. Very good, helps me a lot very easy to use too. Reviewed on: 13th April 2026
Dion H's avatar
Dion H

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62305)

credit

5
Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022
jean herbert's avatar
jean herbert

Great Credit Facility

5
The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022
Wolfgang Ezeh's avatar
Wolfgang Ezeh

Wide accessibility & easy to manage digitally

5
I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022
Jezelle 's avatar
Jezelle

Best credit I have ever had

5
I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022
Martian Cioana's avatar
Martian Cioana

Very helpful

5
Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022
Melvin Wagg's avatar
Melvin Wagg

Great product

5
Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022
Johnston Mbewe's avatar
Johnston Mbewe

Great online credit - No interest for 4 months

5
Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022
Matteo's avatar
Matteo

Reliable and good service

4
Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022
Ben Twyman's avatar
Ben Twyman

Brilliant

5
PayPal credit is excellent! You can choose to pay as little or as much as you want in one payment. You can also set up a direct debit each month. Fantastic for online shopping. Reviewed on: 14th June 2022
Niamh Watson's avatar
Niamh Watson

Best credit provider

5
4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022
Yessica G's avatar
Yessica G

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