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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

PayPal is a very helpful

5
PayPal is a very helpful, very easy to use and safe to make purchases. Easy to keep track of purchases and I'm pleased many places accept PayPal credit. Reviewed on: 3rd June 2026

Simple and Practical to manage credit and finances

5
Simple and Practical to manage credit and finances Reviewed on: 3rd June 2026

PayPal is easy and simple to use and offers great wa...

5
PayPal is easy and simple to use and offers great ways to pay Reviewed on: 3rd June 2026

Best for all.

5
Security is excellent and money transfers in or out are extremely speedy. Reviewed on: 3rd June 2026

I've been using it for several years now and I'm ver...

5
I've been using it for several years now and I'm very happy with it. Reviewed on: 3rd June 2026

Smooth Trustworthy Efficient, Excellent all round se...

5
Smooth Trustworthy Efficient, Excellent all round service that I would recommend Reviewed on: 3rd June 2026

Handy tool

5
Very good when you need credit for a emergency Reviewed on: 3rd June 2026

Ive been with paypal for years and never let me down...

5
Ive been with paypal for years and never let me down until now. Reviewed on: 3rd June 2026

PayPal credit is the best !

5
Love the PayPal credit with no interest for 4 months, it allows me to buy products and pay for it later also I can pay how much back every month, it doesn't force me to pay specific amount of money and that's lets me be flexible with my payments Reviewed on: 3rd June 2026

PayPal are always helpful when needed and a provide...

5
PayPal are always helpful when needed and a provide a good service to assist when needed Reviewed on: 3rd June 2026

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