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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 8th Aug 2026
45% increase in 5 star reviews
in the past 90 days
61% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026
UK's avatar
UK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181112)

Great for buyers

4
Paypal is a great tool to use for buyer protection. The interest free option helps manage bigger purchases. I feel safe using paypal. Reviewed on: 3rd June 2026

Easy to use, great app, good customer service

5
Easy to use, great app, good customer service Reviewed on: 3rd June 2026

Good experience

5
Very good experience with PayPal Reviewed on: 3rd June 2026

Verry trust and easy take loan when you are in...

5
Verry trust and easy take loan when you are in truble Reviewed on: 3rd June 2026

PayPal is the very best ,would highly recommend

5
PayPal is the very best ,would highly recommend Reviewed on: 3rd June 2026

great and easy to use!

5
great and easy to use! The pay in 4 months gives me so much flexibility! Reviewed on: 3rd June 2026

Helpful and Supportive Service

5
PayPal Credit has given me extra flexibility when making larger purchases. I like being able to spread the cost rather than paying everything upfront, and managing repayments is simple and straightforward. Reviewed on: 3rd June 2026

Great experience with Paypal.

5
Great experience with Paypal. It makes shopping easier and great to be able to pay instalments, especially in these difficult economic times. Reviewed on: 3rd June 2026

Easy system to use.

5
Easy system to use. Widely accepted. Flexible payment options. Reviewed on: 3rd June 2026

Very helpful and so easy payment

5
Very helpful and so easy payment Reviewed on: 3rd June 2026

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