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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Easy and efficient

Paypal credit is a great way to make low to 0 interest free payments on large items Reviewed on: 3rd June 2026

Fastest and easiest to use.

Fastest and easiest to use. Also makes you feel safe paying bills online. Reviewed on: 3rd June 2026

Variable payment options for financial flexibility,...

Variable payment options for financial flexibility, small payments with pay in 3 or longer interest free period with pay later. I have used both multiple times. Reviewed on: 3rd June 2026

I like the security PayPal provides.

I like the security PayPal provides. The 4 month % option is fantastic. Its ease of use is great. PayPal is my preferred method of payment and I hope to use it for customers on my business website when its up and running. Reviewed on: 3rd June 2026

LOVE PAYPAL..

Easy way to pay,great for spreading the cost also. Reviewed on: 3rd June 2026

Repayment function in app isn’t clear - no clear bre...

Repayment function in app isn’t clear - no clear break down of the balance due each month Reviewed on: 3rd June 2026

Never had an issue dealing with pay pal

Never had an issue dealing with pay pal Reviewed on: 3rd June 2026

Brilliant app and card, safe and secure.

Brilliant app and card, safe and secure. Back up with problems is excellent. Help with scams again is brilliant. Reviewed on: 3rd June 2026

Straightforward and simple to use

I've been with paypal for 10+ years never had an issue, everything is straightforward and simple. Reviewed on: 3rd June 2026

Great app

Great .Its easy to use and the steps are straightforward Reviewed on: 3rd June 2026

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