Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181112)

Combining the security of money and shopping

Good service, I have money when I need it. Paying in three installments makes shopping easier, I don't have to fill out another loan application, and everything is at my fingertips. I also don't have to log in to my bank, which is often subject to technical disruptions. PayPal is always there for me when I need it. Reviewed on: 3rd June 2026

Great service provider

Great service provider, I use PayPal almost every time I pay and the pay in 3 is a life saver! Thank you Reviewed on: 3rd June 2026

The credit card interface can improve

The credit card interface sometimes crash, but overall it’s a good experience Reviewed on: 3rd June 2026

szybkie przelewy , wszystko widoczne , wszystko dost...

szybkie przelewy , wszystko widoczne , wszystko dostepne Reviewed on: 3rd June 2026

Fast, easy to use and straightforward.

Fast, easy to use and straightforward. This service is excellent as I can spread the cost to make it more manageable. Reviewed on: 3rd June 2026

Super easy to use through online services and now ad...

Super easy to use through online services and now added to my wallet it’s just amazingly helpful. PayPal has done a lot of improvements, never had a problem with the app, supportive customer service in any matters Reviewed on: 3rd June 2026

Excellent service

Always use very good service and i collect point now using ppal debit card and collecting point towards a treat better than tescos using everyday now for every purchase recommend it Reviewed on: 3rd June 2026

Easy to use great interest free periods

Easy to use great interest free periods Reviewed on: 3rd June 2026

Easy to use and super versatile.

Paypal is so easy to use and offers a variety of options when purchasing an item, whether its spreading the cost, delaying payment or just paying with peace of mind from their protection, I will always opt to use PayPal when there is the option. Reviewed on: 3rd June 2026

Great service

Always easy to use and secure for everyone Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101272 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub