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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent! Company you can trust!

Excellent! Company you can trust. Always ready to assist customers. Reviewed on: 3rd June 2025

Excellent service, and so convenient to use

Excellent service, and so convenient to use Reviewed on: 3rd June 2025

Excellent service and product

Excellent service and product adds a greater level of protection when selling goods Reviewed on: 3rd June 2025

Positive so far, helpful and no stress

Positive so far, helpful and no stress Reviewed on: 3rd June 2025

The credit was decreased and I don’t know why.

The credit was decreased and I don’t know why. It has bad impact my credit score , because now I took more than 75% of the credit. Reviewed on: 3rd June 2025

Great customer service, great safe paltform for paym...

Great customer service, great safe paltform for payments - pay in 3 very useful. Reviewed on: 3rd June 2025

Always had what I needed and also sorted problem whe...

Always had what I needed and also sorted problem when I had one. Reviewed on: 3rd June 2025

Nice and easy

So easy to use. Conveniently spread cost of larger purchases. Reviewed on: 3rd June 2025

I've been using PayPal since I was a teenager!

I've been using PayPal since I was a teenager! It's safe, reliable and I love that I don't have to remember my bank details for purchases. Reviewed on: 3rd June 2025

Excellent you always notified when a payment is due...

Excellent you always notified when a payment is due to be made Reviewed on: 3rd June 2025

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