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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105131 reviews)

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4.90

Based on 105,131 reviews, last reviewed 12th May 2026

2504900% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My special PayPal review Positive accept for being charged when the direct debit for my pay pal credit payment failed to go through which was not due to any error on my part .... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105131)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

You need it you have it

Easy . Avoid necessary steps.quick and easy Reviewed on: 11th May 2026

pal credit can't fault...

It's been very helpful having pal credit can't fault it. Reviewed on: 11th May 2026

PayPal Credit

PayPal credit has really helped especially when I needed quick money to pay an airline ticket, while already having debit for a phone. The interest rate was low and didn’t have to pay interest on my first purchase. Reviewed on: 11th May 2026

Highly recommended.

Good customer service and protection from scams or unreliable retailers. Reviewed on: 11th May 2026

It's a simple and quick process that only takes abou...

It's a simple and quick process that only takes about 10 minutes. Reviewed on: 11th May 2026

Easy to use and Great Customer Care!

Always supportive and easy to use the customer care is excellent. Any time I have had an issue customer support has always listened to issues even if they are complex they app and website is easy to use and always keeps me upto date with new service or any pending changes to the service. Reviewed on: 11th May 2026

easy to set up, user friendly, fast and effective.

easy to set up, user friendly, fast and effective. So far reliable and efficient Reviewed on: 11th May 2026

I have never had any issues.

I have never had any issues. Always seamless and easy to use. Reviewed on: 11th May 2026

Never had a bad experience with PayPal as they alway...

Never had a bad experience with PayPal as they always helpful. Reviewed on: 11th May 2026

Simply the best

Great experience ! Highly recommend Reviewed on: 11th May 2026

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