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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Satisfaction

I use PayPal for international transfers, especially between the US and the UK, and what matters most to me is the unmatched security. I have complete peace of mind knowing my money reaches its destination without any hassle, and that peace of mind is truly invaluable. Reviewed on: 14th July 2026

The user interface is seamless and the connection to...

The user interface is seamless and the connection to banking apps make it easier to use when shopping online. The security features are also solid hence my rating. Reviewed on: 14th July 2026

Easy to understand .

Easy to understand .Very helpful staff Reviewed on: 14th July 2026

Unbelievable company.

Unbelievable company to be with, Reviewed on: 14th July 2026

Ultra reliable.

I’ve been hacked once and customer services were brilliant. Reviewed on: 14th July 2026

I’ve had an amazing experience using PayPal, especia...

I’ve had an amazing experience using PayPal, especially the PayPal Credit and Pay in 3 options. They have made managing my finances so much easier by giving me the flexibility to spread the cost of purchases without the stress of paying everything upfront. The Pay in 3 feature is one of my favourites because it’s simple, interest free when payments are made on time, and helps me budget for larger purchases. I also love having PayPal Credit available when I need a little extra flexibility, and the application and checkout process is always quick and straightforward. The app is easy to navigate, payments are processed securely, and I always feel confident making purchases knowing PayPal offers excellent buyer protection. On the few occasions I’ve needed support, the customer service team has been helpful, professional, and efficient. I genuinely enjoy using PayPal and would highly recommend it to anyone looking for a secure, reliable, and flexible way to shop and manage their payments. It’s become my preferred way to pay online, and I couldn’t be happier with the service. Reviewed on: 14th July 2026

Safe and Easy to use.

Easy to use. Deals with issues and payments in timely manner. Ease of use for purchases and double layer of security. Reviewed on: 14th July 2026

The handy convenient payment tool

The handy convenient payment tool Reviewed on: 14th July 2026

Always easy process and simplicity

Always easy process and simplicity Reviewed on: 14th July 2026

easy to use, used multiple times over the years...

Very easy to use, used multiple times over the years gives great flexibility when making purchases Reviewed on: 14th July 2026

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