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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,301 reviews, last reviewed 22nd Jun 2026
4296800% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good Easy to use, a lot of credit options. Reviewed on: 22nd June 2026
Henrique's avatar
Henrique

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144301)

PayPal - A Helpful Assistant for Daily Financial Needs

5
PayPal has always allowed me to carry out easy payments and occasionally receive money from friends, in a very smooth and efficient way. Reviewed on: 13th June 2026
James C's avatar
James C

Easy and accessible

5
PayPal is easy to use, and I’ve began to use it more in every day life Reviewed on: 13th June 2026
Ben Greig's avatar
Ben Greig

PayPal customer for 25 years, always trusted them.

5
PayPal customer for 25 years, always trusted them. Safest way to spend online Reviewed on: 13th June 2026
Steven R's avatar
Steven R

Very easy however interest way too high

3
Very easy in progress and straightforward however the credit interest is way too high Reviewed on: 13th June 2026
JoanWiatr's avatar
JoanWiatr

Customer service

5
Had to contact them once and everything was sorted in 1 call Reviewed on: 13th June 2026
SPOONSTER's avatar
SPOONSTER

I have been using Paypal for a few years now.

5
I have been using Paypal for a few years now and the credit account is so easy to use. Everything is laid out for easy viewing. Timely reminders of anything I need to do. Competitive interest rates. Reviewed on: 13th June 2026
Stephen M's avatar
Stephen M

Fantastic experience with no issue, only improvement...

5
Fantastic experience with no issue, only improvement would be how quick payments reflect on overall amount Reviewed on: 13th June 2026
Michael p's avatar
Michael p

I have used paypal credit a number of times and alwa...

5
I have used paypal credit a number of times and always had a positive transaction Reviewed on: 13th June 2026
Leon J's avatar
Leon J

Paypal support usually is very fast at replying.

5
Paypal support usually is very fast at replying. Response times are excellent Reviewed on: 13th June 2026
Mrs R's avatar
Mrs R

Not only the credit but the insurance that no matter...

5
Not only the credit but the insurance that no matter how the retail store provide they service if they refuse to comply we do not need to sue to get the money back we can challenge the payment with PayPal Reviewed on: 13th June 2026
Ana Maria Machado's avatar
Ana Maria Machado

Review PayPal: PayPal Credit now

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