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PayPal: PayPal Credit reviews

4.90
Based on 85,658 reviews, last reviewed 26th Apr 2026
1608300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's perfect. It's perfect. Help alot to save money for time and pay later on Reviewed on: 26th April 2026
Ammad Akhtar 's avatar
Ammad Akhtar

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85658)

Easy, safe, helpful and Realistic.

5
Easy, safe, helpful and Realistic. Internet free opportunity to pay in instalments is amazing. I always buy and pay online without any fear. Reviewed on: 20th April 2026

over all nice and easy transactions

5
over all nice and easy transactions Reviewed on: 20th April 2026

Never had a problem

5
Ive been using PayPal credit for years and never had a problem Reviewed on: 20th April 2026

Points mean prizes

5
I like the fact you can earn points which turn into actual money you can use Reviewed on: 20th April 2026

Ive nothing but great praise for useing this app in...

5
Ive nothing but great praise for useing this app in all transactions an its well easy to split a bill when out, or paying there an then safely its well worth lookin into making it your way to pay and the credit service is so good to. Reviewed on: 20th April 2026

Generating a bit more cash back using PayPal to pay...

5
Generating a bit more cash back using PayPal to pay for fuel helps take some of the sting out of current petrol prices. Reviewed on: 20th April 2026

Great very helpful.

5
Great very helpful.... .... Reviewed on: 20th April 2026

PayPal is efficient & user friendly

5
Using PayPal makes transactions efficient and it helps in managing finances cost effectively. Reviewed on: 20th April 2026

Great value and great benefit being able to split la...

5
Great value and great benefit being able to split larger purchases into smaller payments Reviewed on: 20th April 2026

I found PayPal credit absolutely brilliant for purch...

5
I found PayPal credit absolutely brilliant for purchasing big items. Reviewed on: 20th April 2026

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