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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144312 reviews)

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4.73

Based on 144,312 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144312)

Easy European money transfer

Easy European money transfer and online payments for added security Reviewed on: 13th June 2026

A trusted way to pay online.

Paypal makes paying very safe and straightforward. The added protection if something goes wrong or a purchase goes missing makes it my preferred payment method. Reviewed on: 13th June 2026

PayPal always do top service and excellent customer...

PayPal always do top service and excellent customer services. Reviewed on: 13th June 2026

BIt does bare Minimum

It’s useful for some purchases but doesn’t help outside of necessity Reviewed on: 13th June 2026

Np problems pleases with overall service

Np problems pleases with overall service Reviewed on: 13th June 2026

Very good very good it is really good.

Very good very good it is really good. Reviewed on: 13th June 2026

Can’t live without it.

Can’t live without it. I depend on it and it’s allowed me to buy things I otherwise couldn’t afford. Especially when birthdays come 3 n 4 st a time Reviewed on: 13th June 2026

Reliable service, reasonable rates

Reliable service, reasonable rates Reviewed on: 13th June 2026

It’s reliable and quick to receive the money with am...

It’s reliable and quick to receive the money with ample time to pay it back. Reviewed on: 13th June 2026

Very useful tool and app, have us, i have used it f...

Very useful tool and app, have us, i have used it for a number of years now Reviewed on: 13th June 2026

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