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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,605 reviews, last reviewed 25th Apr 2026
3212000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, I’m happy with it, very easy access to... Easy to use, I’m happy with it, very easy access to the main menu Reviewed on: 25th April 2026
Elia P's avatar
Elia P

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85605)

Excellent choices great customer care

5
Excellent choices great customer care Reviewed on: 20th April 2026
Anita balla's avatar
Anita balla

PayPal is an excellent way to pay.

5
PayPal is an excellent way to pay and I feel it is safer than using my debit card directly with retailers. The PayPal Credit option has been a great benefit. Reviewed on: 20th April 2026
SophieKJ's avatar
SophieKJ

Great service and very easy to use

5
Great service and very easy to use Reviewed on: 20th April 2026
Daniel M's avatar
Daniel M

Excellent safe service always use for safety and eff...

5
Excellent safe service always use for safety and efficiency Reviewed on: 20th April 2026
Joanne D's avatar
Joanne D

Unable to.

3
Unable to.pay BNPLs or pay in 3s off early so trapped on larger accounts Reviewed on: 20th April 2026
John Elliott's avatar
John Elliott

Very good I would recommend PayPal all the time

5
Very good I would recommend PayPal all the time Reviewed on: 20th April 2026
Eric k's avatar
Eric k

PayPal most times!

5
PayPal is a daily use facility for me, and has been for 22 years. Offering everything from basic finance to Crypto investment and payment services, it does everything well. Naturally it would be preferable for slightly better exchange rates and Crypto fees, but the convenience is worth something. Reviewed on: 20th April 2026
Hollowpoint's avatar
Hollowpoint

Good experience credit card and buy now pay later

5
Good experience credit card and buy now pay later Reviewed on: 20th April 2026
Wais M's avatar
Wais M

PayPal recommender

5
I have used PayPal for years , excellent for paying online easily. Great for credit also . Really easy to understand and make payments. Customer service always responsive. Reviewed on: 20th April 2026
Allison g's avatar
Allison g

Excellent service

5
PayPal is my companion since I moved to UK. Always great service and very helping staff. Thank you Reviewed on: 20th April 2026
QuratulAin's avatar
QuratulAin

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