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PayPal: PayPal Credit reviews

4.91
Based on 50,759 reviews, last reviewed 28th Jun 2025
1838700% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service! Very helpful to me when dealing with a consumer issue - I could do actually speak to somebody & discuss instead of chat bot & I appreciated that Reviewed on: 28th June 2025
Lyndsey Hinton's avatar
Lyndsey Hinton

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50759)

Reliable, Secure, and Easy to Use

5
I've been using PayPal for several years now, and it's consistently been a reliable and secure way to send and receive money. Whether I'm shopping online, paying friends, or managing subscriptions, the process is always smooth and straightforward. Reviewed on: 27th May 2025

Always help and given good explanation

5
Always help and given good explanation Reviewed on: 27th May 2025

Very secure.

5
Very secure. Inspires confidence Reviewed on: 27th May 2025

PayPal could improve on easier access to customer se...

5
PayPal could improve on easier access to customer service directly from the app, i.e., chat link through app. This will help reduce the anxiety of making calls, give customers more reassurance they are speaking to paypal directly and get issues resolved more quickly. Thanks. Reviewed on: 27th May 2025

Been using PayPal for years never had an issue will...

5
Been using PayPal for years never had an issue will continue to use PayPal Reviewed on: 27th May 2025

Easy efficient no complaints would recommend to fami...

5
Easy efficient no complaints would recommend to family and friends. Good app easy to use. No issues. Safe option Reviewed on: 27th May 2025

easy to use, clear communication, very easy platform...

5
easy to use, clear communication, very easy platform and app , Reviewed on: 27th May 2025

PayPal is perfect

5
Simple to use, widely available, no nonsense free finance options. Reviewed on: 27th May 2025

Excellent service, easy to use app

5
Excellent service, easy to use app Reviewed on: 27th May 2025

I've been with PayPal a long time I've had no issues...

5
I've been with PayPal a long time I've had no issues and when I asked for a refund on an item as it wasn't as it should of been there was not a problem snd no hassel with PayPal getting it back for me. Would recommend PayPal credit to everyone paying in three instalments is a life saver to me Reviewed on: 27th May 2025

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