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PayPal: PayPal Credit reviews

4.73
Based on 144,316 reviews, last reviewed 22nd Jun 2026
4297450% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay I like that PayPal take scamming very seriously. An makes it easy to get my money back. Reviewed on: 22nd June 2026
Mr J's avatar
Mr J

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144316)

Very hard to speak to a human.

5
Very hard to speak to a human. It reported I had missed a payment and I hadn’t which effected my credit score Reviewed on: 13th June 2026

I love paypal services.

5
I love paypal services. Specially the sense of reliability and security is give you peace of mind Reviewed on: 13th June 2026

Easy to use, transfer money and pay for the web base...

5
Easy to use, transfer money and pay for the web based items smoothly and securely Reviewed on: 13th June 2026

Very good service fair and good customer service

5
Very good service fair and good customer service Reviewed on: 13th June 2026

Always easy to use payment protection without 100% s...

5
Always easy to use payment protection without 100% security with online payments Reviewed on: 13th June 2026

Used pay pal for over 10 years

5
I have used PayPal and Cc now for over 10 years and have had no issue greta to use and the protection it offers Reviewed on: 13th June 2026

Pay0al is ok

5
Ok . Good for me. Easy pay for everything Reviewed on: 13th June 2026

Safe and Trusted!

5
I always use PayPal as a safe and trusted payment at the checkout! If it doesnt have PayPal checkout, i dont buy from them! Reviewed on: 13th June 2026

PayPal is so easy to use and very quick to set up it...

5
PayPal is so easy to use and very quick to set up its great . Reviewed on: 13th June 2026

Easy to use

5
Easy to use with good points system Reviewed on: 13th June 2026

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