Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Fast and easy payment.

5
Fast and easy payment. I don't need use a debit card. I often use method plan 3 payment. PayPal is Fantastic;) Reviewed on: 27th May 2025

Great products that make my life easier

5
Great products that make my life easier Reviewed on: 27th May 2025

Helpful and Communicative

5
I have found PayPal to be helpful and communicative, unlike so many on line platforms Reviewed on: 27th May 2025

Simple and easy

5
Always good and easy to use and to deal with customer service Reviewed on: 27th May 2025

the company that puts YOU in control of YOUR money

5
PayPal are a fantastic company to deal with, from start to finish with pay in 3 options, PayPal credit YOU choose the deal that you want. i feel im in control.... Reviewed on: 27th May 2025

secure and protected

5
Never had a problem using PayPal and its options on spreading payments have been great, helping me to buy things more affordably. It’s quick and easy to use and I always feel like the transactions are secure and protected. Reviewed on: 27th May 2025

Best financial platform

5
Best financial platform Reviewed on: 27th May 2025

Quick and easy to use with good security.

5
Quick and easy to use with good security. Nice to have options like pay in 3 etc. Reviewed on: 27th May 2025

Easy user interface but secure and safe

5
Easy user interface but secure and safe. The statements are also easy to read. I can make a calendar alert if when a small loan is due to avoid paying interest rate. Reviewed on: 27th May 2025

I always use PayPal if it’s a payment option, it’s s...

5
I always use PayPal if it’s a payment option, it’s safe and secure Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22162 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products