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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,327 reviews, last reviewed 22nd Jun 2026
4298000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5* love it PayPal is absolutely brilliant - safe - makes you feel at ease and can shop comfortablely! Reviewed on: 22nd June 2026
N N H's avatar
N N H

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144327)

Hassle free, makes shopping easier

5
Hassle free, makes shopping easier Reviewed on: 14th June 2026
Holly G's avatar
Holly G

I always feel secure with the paypal transactions

5
I always feel secure with the paypal transactions Reviewed on: 14th June 2026
Muhammad h's avatar
Muhammad h

It’s easy to operate.

5
It’s easy to operate. Its credit is amazing. Reviewed on: 14th June 2026
Xiaojuan H's avatar
Xiaojuan H

One of my best experiences using PayPal was when I b...

5
One of my best experiences using PayPal was when I booked a holiday online. The payment process was quick, secure, and straightforward, giving me confidence that my transaction was protected. I received instant confirmation, and everything went smoothly from booking to travel. PayPal made the whole experience stress-free and convenient, allowing me to focus on enjoying my trip. Reviewed on: 14th June 2026
MM's avatar
MM

I can use everywhere excellent

5
I can use everywhere thus is very helpful Reviewed on: 13th June 2026
Sardar Fateh's avatar
Sardar Fateh

Super easy to use and the PayPal credit 4 month 0% i...

4
Super easy to use and the PayPal credit 4 month 0% is a lifesaver when things are tight! Customer service sorted an issue where I changed my payment amount but it didn’t take it on the date it should have. The £12 fee was removed and all has been fine since. Reviewed on: 13th June 2026
Jon Earp's avatar
Jon Earp

Always use them a lot of no interest credits and ple...

5
Always use them a lot of no interest credits and plenty of pay options Reviewed on: 13th June 2026
David B's avatar
David B

Always a real simple interest free credit experience...

5
Always a real simple interest free credit experience with PayPal Reviewed on: 13th June 2026
Angus J's avatar
Angus J

Great product, awful service

4
Easy set up, system is shockingly slow at updating and making payments appear. Customer service is awful for a such a massive brand. Live chat waste of time once you speak to an agent you have 5minute pauses. Awful and the worst experience I have had Reviewed on: 13th June 2026
Adam T's avatar
Adam T

Always someone willing to help when on the phone

5
Always someone willing to help when on the phone Reviewed on: 13th June 2026
Masud M's avatar
Masud M

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