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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85525 reviews)

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4.90

Based on 85,525 reviews, last reviewed 25th Apr 2026

3204400% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Had great experiences with paypal and paypal credit. Had great experiences with paypal and paypal credit. When I purchased somethjng and it didn't arrive the process was easy to get a refund. Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85525)

Hi I am using paypal for long time it's what ever yo...

Hi I am using paypal for long time it's what ever you want to buy and you can pay afterwards even plain tickets and anything I love paypal Reviewed on: 20th April 2026

paypal credit is amazing helped me get by through ro...

paypal credit is amazing helped me get by through rough time in being able to buy items and pay later Reviewed on: 20th April 2026

Amazing !!

So easy and fast to set up use and hepfull Reviewed on: 20th April 2026

Like paypal credit.

Like paypal credit. 0% interest for 4 months allows me to space out my payments Reviewed on: 20th April 2026

No problems and a stress free service

No problems and a stress free service Reviewed on: 20th April 2026

Allowed me a Great Greatway to build credit score

Allowed me credi and enhanced my credit score Reviewed on: 20th April 2026

easy to apply; yet interest rates not clearly shown

easy to apply; yet interest rates not clearly shown Reviewed on: 20th April 2026

I have used PayPal for as long as I can remember whe...

I have used PayPal for as long as I can remember when I used to sell on eBay and receive payment to my paypal, any problems PayPal has, it has resolved promptly, the app has increased its user-friendly platform & I love the pay in 3 months. It's a great way to spend the cost for my business :) Reviewed on: 20th April 2026

It was easy to reach out to customer service and the...

It was easy to reach out to customer service and they have always listened and helped when there was an issue Reviewed on: 20th April 2026

10 out of 10

Always a great experience with PayPal, it’s super easy to use and very efficient at dealing with disputes or queries. I rarely make transactions without going through PayPal. It’s my protection! And PayPal credits 4month no interest fee is a bonus for me! I use this for my larger purchases. Reviewed on: 20th April 2026

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