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PayPal: PayPal Credit reviews

4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50761)

Faster, great support experience

5
Faster, great support experience Reviewed on: 27th May 2025

Easy to use

5
Easy to use the credit and pay off using the app really helpful option to have credit but also pay in 3 Reviewed on: 27th May 2025

An easy and safe wau of shopping

5
With buyer protection, you can feel safe that you won't lose your money if an issue arises. Interest-free credit for either 3, 4 or 12 months is a great way of spreading the payment without being charged interest. Reviewed on: 27th May 2025

PayPal credit

5
PayPal credit allows me to buy now even though I may not have the funds right now it allows me to spread the cost Reviewed on: 27th May 2025

Paypal has simply been the best financial product I...

5
Paypal has simply been the best financial product I have ever had. It really helped me a lot. I love it. Reviewed on: 27th May 2025

Paypal just works - need I say more?

5
Paypal offers ultimate flexibility with payments, and is almost always a valid payment option at any checkout section online. Using their services is seamless, from paying to using their app - everything just works, everything is simple. Reviewed on: 27th May 2025

I’ve been using PayPal for years, and it continues t...

5
I’ve been using PayPal for years, and it continues to be one of the most reliable financial tools in my life. The app is super user-friendly—clean design, easy navigation, and fast transactions. Whether I’m sending money to friends, paying for online purchases, or receiving payments for freelance work, the process is seamless. Reviewed on: 27th May 2025

user friendly

5
user friendly - easy to use and navigate through the app. Statement is clear and easy to understand. Reviewed on: 27th May 2025

Customer service good and the easy use of the purcha...

5
Customer service good and the easy use of the purchasing/ paying Reviewed on: 27th May 2025

Paypal credit is convenient and safe.

5
Paypal credit is convenient and safe. Reviewed on: 27th May 2025

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