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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,455 reviews, last reviewed 25th Apr 2026
3198100% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use and reliable platform, been using PayPal for years now, definitely recommend Reviewed on: 25th April 2026
Dave's avatar
Dave

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85455)

Easy to use but not used new options enough to comme...

4
Easy to use but not used new options enough to comment on how good they are Reviewed on: 20th April 2026
RJ's avatar
RJ

PayPal is great for spreading payments for large pur...

5
PayPal is great for spreading payments for large purchases. You can gat interest free payment schedules. Reviewed on: 20th April 2026
Peter G's avatar
Peter G

Safe and trustworthy

5
Easy, quick and safety around the world Reviewed on: 20th April 2026
Julio Vidal's avatar
Julio Vidal

Great service

5
Always have plenty of credit handy to use till payday Reviewed on: 20th April 2026
Hagston's avatar
Hagston

Good service and helpful.

5
Good service and helpful.if any problems Reviewed on: 20th April 2026
Rachel's avatar
Rachel

Would 100% recommend

5
I’ve had a really positive experience using PayPal Credit. It’s been incredibly convenient for spreading the cost of purchases, especially for larger items, without any hassle. The application process was quick and straightforward, and I like how easy it is to manage everything through my PayPal account. Payments are simple to track, and the flexibility has really helped me stay on top of my finances. Overall, a reliable and user-friendly service that I’d definitely recommend. Reviewed on: 20th April 2026
Reanne's avatar
Reanne

Never had and issues with PayPal and easy to use and...

5
Never had and issues with PayPal and easy to use and pay for items! Reviewed on: 20th April 2026
CRAIG P's avatar
CRAIG P

Go to card...

5
Great way to spread the cost of purchase over 4 months interest free. Easy to set up and use. Reviewed on: 20th April 2026
Nat's avatar
Nat

Great company, always helped when any issues arise.

5
Great company, always helped when any issues arise. Reviewed on: 20th April 2026
Martyn W's avatar
Martyn W

Irecently had a great experience with PayPal custome...

5
Irecently had a great experience with PayPal customer service. My issue was handled quickly and professionally, and the support team was clear, patient, and very helpful throughout. Everything was resolved smoothly, and I felt genuinely supported. Excellent service overall—thank you PayPal! Reviewed on: 20th April 2026
Zion Games's avatar
Zion Games

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