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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,461 reviews, last reviewed 22nd Jun 2026
4304050% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secured and Reliable I’ve used PayPal for many years now and it has given me confidence that all my transactions are secured every time. It is well accepted and the mobile... Read more Reviewed on: 22nd June 2026
Greg 's avatar
Greg

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144461)

Always use when available, very good pay in three an...

5
Always use when available, very good pay in three and credit facilities Reviewed on: 14th June 2026
Deelan's avatar
Deelan

Excellent service and a reliable payment solution

5
Excellent service and a reliable payment solution Reviewed on: 14th June 2026
Farrukh F's avatar
Farrukh F

Game changer.

5
Great way to spread the cost when making a purchase Reviewed on: 14th June 2026
Agofoggy 's avatar
Agofoggy

Great service

5
Always there to support my needs and solve any problem that comes up. Reviewed on: 14th June 2026
Dimitra Mousioli 's avatar
Dimitra Mousioli

Comes in handy simple to pay back

5
Comes in handy simple to pay back Reviewed on: 14th June 2026
Monty M's avatar
Monty M

Great customer service.

5
I've been a PayPal customer for many years. First class customer service with a wide range of financial products. Always there 24/7 when I need to access my account. Five Star service always. Thank you. Reviewed on: 14th June 2026
RichardBG's avatar
RichardBG

Easy to set up and use.

5
Easy to set up and use. Good credit agreement terms and interest rates. Very convenient Reviewed on: 14th June 2026
Adam C's avatar
Adam C

I’ve been using PayPal for over 15 years and it’s ju...

5
I’ve been using PayPal for over 15 years and it’s just got better and better. Reviewed on: 14th June 2026
Dan B's avatar
Dan B

I have used PayPal for many years and always felt sa...

5
I have used PayPal for many years and always felt safe and secure making online payments Reviewed on: 14th June 2026
Julie h's avatar
Julie h

Easy to use and available from many shops online.

5
Easy to use and available from many shops online. Simple to log in to user friendly website and easy to access. Normally a 0% interest or a low interest option available on most things. Feels like a safe way to pay. Reviewed on: 14th June 2026
V G's avatar
V G

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