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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85389 reviews)

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4.90

Based on 85,389 reviews, last reviewed 25th Apr 2026

3191900% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helpful and easy and friendly customer service Helpful and easy and friendly customer service Reviewed on: 25th April 2026

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85389)

Makes things affordable that would normally be out o...

Makes things affordable that would normally be out of your pay range Reviewed on: 20th April 2026

Very nice company

PayPal is very easy to use and a very trusted name on the market. The interest rate is also very reasonable Reviewed on: 20th April 2026

Interest rate is high but it's very convenient

Interest rate is high but it's very convenient Reviewed on: 20th April 2026

Amazing customer service team!

Amazing customer service team! Low interest rates on paypal credit and never had a fault using the app. Reviewed on: 20th April 2026

It’s fantastic flexible app for you

It’s fantastic flexible app for you Reviewed on: 20th April 2026

Good experience using it

Quick and easy to use. Accepted almost every where. Reviewed on: 20th April 2026

I love it always with me when I needed

I love it always with me when I needed Reviewed on: 20th April 2026

Always super positive, couldn’t live without paypal

Always super positive, couldn’t live without paypal Reviewed on: 20th April 2026

Paypal has been good to me and reliable to all my ne...

Paypal has been good to me and reliable to all my needs of payments were easy when no enough cash to pay for orders Reviewed on: 20th April 2026

Always had a good experience

Always had a good experience. Customer services have always been helpful! Reviewed on: 20th April 2026

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