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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,556 reviews, last reviewed 22nd Jun 2026
4308500% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No fuss, No muss PayPal Credit has really helped me to be able to purchase a few key items at a time when i wouldn't have been able to, allowing me to proactively mana... Read more Reviewed on: 22nd June 2026
Paul's avatar
Paul

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144556)

I have had PayPal credit for the last few years and...

5
I have had PayPal credit for the last few years and it has been faultless. There was one occasion where I missed a payment and the removed the late feee due to my good payment history with them. I was very grateful for this. Reviewed on: 14th June 2026
Henry Philips's avatar
Henry Philips

Very good benefits awesome Transactions are typicall...

5
Very good benefits awesome Transactions are typically near-instant, which is a huge advantage for both consumers and businesses. Whether you’re paying on an online store, sending money to a friend, or even getting paid for a freelance gig, the speed at which funds appear in accounts is a major plus. So, that efficiency really helps keep the whole system flowing smoothly! Reviewed on: 14th June 2026
Amarjit Singh's avatar
Amarjit Singh

A* Just Super - I have nothing negative to say!

5
I have nothing negative to say about PayPal, I have used it for many years & always found it to be super secure, super easy to use & navigate, it's kept up with expanding it's features which I've found to be great, like splitting bill and pay in 3 features & whenever I've needed customer service I've got through quickly & they have resolved & given explanation immediately. Whenever I've had a dispute with a seller, when paid via PayPal I have always been able to resolve or get a full refund simply & without stress. The app and website have always been straight forward to use. When a website has PayPal as a payment option I feel reassured. A very trusted, reliable & easy service! Reviewed on: 14th June 2026
shadeelady@hotmail.co.uk's avatar
[email protected]

Always quick, secure and easy to pay for anything.

5
Always quick, secure and easy to pay for anything. Added benefits of debit and credit cards now to use in shops and points on spend which is a great upgrade for free. Reviewed on: 14th June 2026
Jake B's avatar
Jake B

Easy and friendly to use

5
Easy and friendly to use, quick transfer between cauntries. For me perfect Reviewed on: 14th June 2026
Ela S's avatar
Ela S

Excellent interest free options.

5
Excellent interest free options. Straightforward and hassle free to use. Reviewed on: 14th June 2026
The captain's avatar
The captain

Super mozliwosci

5
Nigdy nie miałem problemu z płatnościami pay pal.Bardzo dobra płatność w trzech ratach.Mizliwosc karty kredytowej i debetowej.ogilnie polecam Reviewed on: 14th June 2026
Jarek Gorowski's avatar
Jarek Gorowski

Very good.

5
Very good. Never had any problem Reviewed on: 14th June 2026
Razeena Patel 's avatar
Razeena Patel

Everything straightforward and easy to use

4
Everything straightforward and easy to use Reviewed on: 14th June 2026
KennyD's avatar
KennyD

The App is really easy to use and always good inform...

5
The App is really easy to use and always good information communicated Reviewed on: 14th June 2026
Victoria H's avatar
Victoria H

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