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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50761)

Easy to use

5
Easy to use, never have a problem, safe to use and can use on lots of different sites Reviewed on: 27th May 2025
Caroline C's avatar
Caroline C

Paypal Review

5
I always use PayPal on sites that offer the service if I have never purchased on that site before. I feel the service gives you that extra piece of mind in case something goes wrong. The app and payment system is so easy to use and it really helps if you want to split payments or if the purchase is big enough to take advantage of the interest free credit. Reviewed on: 27th May 2025
Raj K's avatar
Raj K

PayPal Credit allows me to have luxuries in life

5
Using PayPal credit has helped me in do many situations. When I need something that is not necessarily "essential" but is in the same way... And I can't necessarily afford it. Paying with PayPal Credit allows me to have more flexibility with payments and let me have the luxuries in life I may not have without it. Reviewed on: 27th May 2025
Eave's avatar
Eave

Simple, fast, convenient.

4
Simple, fast, convenient. The easiest way to send or receive money online. The credit also an easy system enabling emergency purchases when necessary. Reviewed on: 27th May 2025
Christopher O's avatar
Christopher O

PayPal credit is simple to use.

5
PayPal credit is simple. And very easy to use it's painless and everything is automatically doge for you. I would highly recommend this to anyone. Reviewed on: 27th May 2025
Mrs A jones's avatar
Mrs A jones

Easy process to apply.

5
Easy process to apply. Everyone is helpful and helpful and the app is easy to use. I have always been happy with my PayPal credit. Reviewed on: 27th May 2025
Nicole W's avatar
Nicole W

Fantastic payment service

5
I think PayPal and PayPal Credit is an excellent service as you can purchase many items with ease but also manage your account very easily too and the customer service are great. Reviewed on: 27th May 2025
Danny C's avatar
Danny C

Trusted and reliable platform for over 20 years.

5
Fantastic service from start to finish. I’ve been using PayPal for over 20 years and it’s always been a reliable and trusted platform. The Introduction of PayPal Credit with interest free payments was a welcome addition, helping me make large purchases and spread them over longer periods. Thank you :-) Reviewed on: 27th May 2025
Christopher H's avatar
Christopher H

Easy and feels secure - always trusted and feel back...

5
Easy and feels secure - always trusted and feel backed by the customer support team when things don’t go as planned Reviewed on: 27th May 2025
Sharon Thomas's avatar
Sharon Thomas

I like how you can choose how much you want to pay e...

4
I like how you can choose how much you want to pay each month Reviewed on: 27th May 2025
Danielle p's avatar
Danielle p

Review PayPal: PayPal Credit now

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