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PayPal: PayPal Credit reviews

4.91
Based on 50,764 reviews, last reviewed 29th Jun 2025
1839000% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
6%
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1%
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0%
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0%

Latest highest rating:

4

The 0% PayPal credit for 4 months is a great way of... The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends... Read more Reviewed on: 29th June 2025
Izabela S's avatar
Izabela S

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50764)

Simple to set up, used after moving to a new propert...

5
Simple to set up, used after moving to a new property, repayment amounts reasonable and so is credit limit Reviewed on: 27th May 2025

PayPal is easy to use

5
PayPal is extremely easy to use, and effectively helps you to budget sensibly. It helps to spread your finances, and to keep an eye on your spending. It is my preferred method of consumer finance. Reviewed on: 27th May 2025

Been using PayPal for years :)

5
Been using PayPal for years and years now.. Its my go to for Christmas present spreading the costs or big buy credit. Customer service spot on and great for peace of mind. Reviewed on: 27th May 2025

Provides a good service and available on many platfo...

5
Provides a good service and available on many platforms Reviewed on: 27th May 2025

Helpful!

5
Simplifies payment and the pay in three options is helpful for unexpected purchases Reviewed on: 27th May 2025

Great service

5
I’ve only ever had good things come from PayPal. They’re a very trustworthy company. Reviewed on: 27th May 2025

I use PayPal Credit for many years

5
I use PayPal Credit for many years Reviewed on: 27th May 2025

Easy to use my first payment choice

5
Easy to use my first payment choice Reviewed on: 27th May 2025

Very fast and efficient way of paying.

5
Very fast and efficient way of paying. Really like the pay-in-3 and paypal credit facility Reviewed on: 27th May 2025

Helpfull staff

4
If I have any problems with purchasing product's they arevalways there to help with any duspits Reviewed on: 27th May 2025

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