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PayPal: PayPal Credit reviews

4.90
Based on 85,214 reviews, last reviewed 25th Apr 2026
3175800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and easy to use I had issues with a prod... Very simple and easy to use I had issues with a product I bought but PayPal sorted it out in no time at all great service and will keep using well don... Read more Reviewed on: 25th April 2026
Gary s's avatar
Gary s

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85214)

PayPal are always happy to help with disputes should...

5
PayPal are always happy to help with disputes should they arise, they are brilliant with dealing with any issues and problems with sellers 10/10 Reviewed on: 20th April 2026

PayPal app is Amazing and easy to use.

5
PayPal app is Amazing and easy to use. Reviewed on: 20th April 2026

Smart financial provider

5
Great service fast reliable customer service safe and convenient Reviewed on: 20th April 2026

Budgeting

5
PayPal Credit has been a fabulous way to budget holiday costs Reviewed on: 20th April 2026

Long time fan

5
Love had it since I was really little great with being abroad and helps ur money from not getting scammed! Reviewed on: 20th April 2026

The best alternative for online money !

5
I am very happy with this experience! Is very comfortable for me, on the time when I don’t have money , Reviewed on: 20th April 2026

Paypal a complete shopping guide

5
It’s very easy to use at checkout and integrates seamlessly with my PayPal account. I like the flexibility of being able to spread the cost of purchases over time, especially with promotional offers like 0% interest periods on larger purchases. It works similarly to a credit card but without needing a physical card, which makes it convenient for online shopping. Reviewed on: 20th April 2026

Easy transaction and quick payments

5
Easy transaction and quivk payments Reviewed on: 20th April 2026

It’s very helpful, I love using PayPal to send and r...

5
It’s very helpful, I love using PayPal to send and receive money for friend events and things like that Reviewed on: 20th April 2026

Paypal and its integrity

5
PayPal offers security and integrity within your financial monies! I couldn’t rate PayPal any higher than it already is! Reviewed on: 20th April 2026

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