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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50765 reviews)

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4.91

Based on 50,765 reviews, last reviewed 30th Jun 2025

1839100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick easy app to use , also PayPal credit is excell... Quick easy app to use , also PayPal credit is excellent gives you the opportunity to pay of 4 months interest free over 100 pounds Reviewed on: 30th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50765)

No issues in years!

No issues in years! Perfect way to stay safe and secure online with plan options to spread payments. Reviewed on: 27th May 2025

TOMTOM car sat navigation error

had a free trial with TOMTOM car sat navigation via their german website for a year. i had ticked the no auto renewal box but this was ignored so i appealed thru paypal and they helped me win my case Reviewed on: 27th May 2025

A great experience

I have always had a great experience in all matters that use PayPal for Reviewed on: 27th May 2025

I feel safe and confident making purchases online an...

I feel safe and confident making purchases online and paying via PayPal. I know PayPal will help me with any issues quickly and fairly. Reviewed on: 27th May 2025

Simple, straightforward and clear

I haven't had to use the customer service, so am unable to rate this - although that in itself is a good sign! The interest rates are a little on high end, but the applications are straightforward and easy to understand. Reviewed on: 27th May 2025

Easy to set up and repay at 0%.

Easy to set up and repay at 0%. Clear account details on the PayPal app. Reviewed on: 27th May 2025

Very easy and simple to buy and use PayPal credit...

Very easy and simple to buy and use PayPal credit Reviewed on: 27th May 2025

Best service ever.

Best service ever. Helping me to spread the cost to few months and buy more things at the same time Reviewed on: 27th May 2025

Fairly straightforward but the repayment schedule is...

Fairly straightforward but the repayment schedule is a little clunky Reviewed on: 27th May 2025

4 months free credit

Use the 4 months free credit and set up a direct debit to pay full amount each month to ensure no fees Reviewed on: 27th May 2025

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