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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732494261981390238 (144694 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144694)

Great service but direct debit rules are annoying

Great service. Very annoying though the Direct Debit payments are not collected on a set day but anywhere between that date and a week later Reviewed on: 14th June 2026

PayPal credit and holidays

It is extremely useful when your running low and need help to pay for things you need. Also when booking holidays it’s so helpful that you get the 0% interest for 4 months as it gives time to pay it back Reviewed on: 14th June 2026

Super Credit.

Really easy to use credit widly accepted at a competitive rate. Reallyhelpful payment terms and great offers to spread the cost. Website clear and accurate and very easy to follow and keep track of your purchases and spending. Reviewed on: 14th June 2026

Great service.

Great service. Can be used in most places. Card details remain secure Reviewed on: 14th June 2026

Easy and simple to use.

Easy and simple to use. Flexible and a lotnof retailers accept paypal Reviewed on: 14th June 2026

Points just keep accumulating

Easy to use and great to receive points on purchases. Reviewed on: 14th June 2026

Great customer service all around.

Great customer service all around. Enjoy using the app and great rewards. Reviewed on: 14th June 2026

Great customer service easy to use Great rewards

Great customer service easy to use Great rewards Reviewed on: 14th June 2026

So easy to use and keep on tract of payments.

So easy to use and keep on tract of payments Reviewed on: 14th June 2026

Life saving

I lost my apartment in a house fire and the credit card was a savingg grace that allowed me to survive the last 3 months and knowing I had 4 kknths interest free has helped Reviewed on: 14th June 2026

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