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PayPal: PayPal Credit reviews

4.73
Based on 144,313 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144313)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very useful tool and app, have us, i have used it f...

5
Very useful tool and app, have us, i have used it for a number of years now Reviewed on: 13th June 2026

Always been good.

5
Always been good. Like the pay is 3 or over 4 months. Reviewed on: 13th June 2026

Brilliant customer service and plenty of payment opt...

5
Brilliant customer service and plenty of payment options Reviewed on: 13th June 2026

Paypal always the best Convenient and easy especia...

5
Paypal always the best Convenient and easy especially Pay in three is such a comfort Reviewed on: 13th June 2026

I love PP.

5
I love PP. Easy to use. Always available. Reviewed on: 13th June 2026

Always been great I have never had a problem with pa...

5
Always been great I have never had a problem with pay pal Reviewed on: 13th June 2026

Excellent service .

5
Excellent service . PayPal credit is convenient, reliable and makes online payments simple and secure Reviewed on: 13th June 2026

A great service

5
Never have an issue, ease of use, quick resolutions. I wish there was an email sent when you're payment was coming up like AMEX do. Feels like Paypal want you to be more independent in that way. A great service, but feels like it promotes its other features more Reviewed on: 13th June 2026

Easy, good, fast and convenient to use

5
Easy, good, fast and convenient. Easy to do purchases. Like pay in 3 very convinient to spread the cost. Reviewed on: 13th June 2026

I use pay pal quite a lot and I have never had any p...

5
I use pay pal quite a lot and I have never had any problems with no my account , I have had my account for a few years and still get no problems Reviewed on: 13th June 2026