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PayPal: PayPal Credit reviews

4.90
Based on 88,836 reviews, last reviewed 28th Apr 2026
1754900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I could not do without my PayPal account, I got so u... I could not do without my PayPal account, I got so used to it. Reviewed on: 28th April 2026
Florina 's avatar
Florina

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88836)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal greatness

5
I use PayPal all the time to send money internationally and now they have PayPal credit and it’s on Apple Pay, this makes my life so much easier! I recommend paypal to everyone I know. Reviewed on: 23rd April 2026

Excellent app and customer service

5
Excellent app and customer service Reviewed on: 23rd April 2026

Feel safer purchasing with paypal

5
Feel safer purchasing with paypal Reviewed on: 23rd April 2026

Easy to navigate and use .

5
Easy to navigate and use . Refunds are quick also Reviewed on: 23rd April 2026

PayPal credit card 5*

5
Ever since I got my PayPal credit card, I’ve been using it for all my daily shopping. The best part is I can pay everything back over four months interest-free Reviewed on: 23rd April 2026

App is would recommend simple to use.

5
App is simple to use. There are rewards for using their services. I’m able to add my accounts to my iPhone wallet for ease of use. Customer services have been helpful when helping with dishonest sellers. Reviewed on: 23rd April 2026

Saved me money

5
Have had nothing but good experiances with PayPal Credit there intrest free terms with various brands both past and present have saved me money most recently with Samsung Reviewed on: 23rd April 2026

Reliable and trustworthy I love it so I use it can’t...

5
Reliable and trustworthy I love it so I use it can’t fault it recommend it how much more do you want? That’s my input, final, no more, I’m going now, jeeze bye! Reviewed on: 23rd April 2026

There when you need it

5
There when you need it, flexible payment options especially for more expensive items Reviewed on: 23rd April 2026

Love using PayPal for paying for my business expense...

5
Love using PayPal for paying for my business expenses I can break up the payments so easy to use and with a safer feel of banking, saves me having an overdraft and keeps me on track. Love it. Reviewed on: 23rd April 2026