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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181099)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Everything is easy to follow on screen

5
Everything is easy to follow on screen Reviewed on: 14th July 2026

Always support

5
Easy to use, excellent to trust and very helpful! Reviewed on: 14th July 2026

Excellent Service thanks

5
Excellent Service Thank-you very much Reviewed on: 14th July 2026

Easy and secure payment

5
Easy and secure payment options. User friendly Reviewed on: 14th July 2026

Highly recommended platform

5
I’ve called them before to query why I was charged interest and the person explained it well to me. Call was answered quickly too. Reviewed on: 14th July 2026

Satisfaction

5
I use PayPal for international transfers, especially between the US and the UK, and what matters most to me is the unmatched security. I have complete peace of mind knowing my money reaches its destination without any hassle, and that peace of mind is truly invaluable. Reviewed on: 14th July 2026

The user interface is seamless and the connection to...

4
The user interface is seamless and the connection to banking apps make it easier to use when shopping online. The security features are also solid hence my rating. Reviewed on: 14th July 2026

Easy to understand .

5
Easy to understand .Very helpful staff Reviewed on: 14th July 2026

Unbelievable company.

5
Unbelievable company to be with, Reviewed on: 14th July 2026

Ultra reliable.

5
I’ve been hacked once and customer services were brilliant. Reviewed on: 14th July 2026

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