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PayPal: PayPal Credit reviews

4.90
Based on 88,983 reviews, last reviewed 29th Apr 2026
1761800% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best My go to app when needed .It’s just easy to use . Reviewed on: 29th April 2026
Steven L's avatar
Steven L

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88983)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good experience, quick and easy to navigate around a...

5
Good experience, quick and easy to navigate around and know what I’m getting Reviewed on: 23rd April 2026

Easy to use with fast acceptance for credit applicat...

5
Easy to use with fast acceptance for credit applications. It really helps with budgeting, especially over Christmas and with holidays as I can pay in 3 with no interest charges. Reviewed on: 23rd April 2026

My go to payment site.

5
My go to payment site. I have had trouble in the past with purchases being counterfeit go missing ect and every time PayPal has been there for me. I wouldn’t use any other company Reviewed on: 23rd April 2026

I uses my PayPal credit to buy expensive stuff and i...

5
I uses my PayPal credit to buy expensive stuff and it works well for me. I have introduced a few friends to it and they love it as well. Reviewed on: 23rd April 2026

Helps me pay off what I need and is reasonable with...

5
Helps me pay off what I need and is reasonable with the paying back process Reviewed on: 23rd April 2026

Simple and easy service.

5
Simple and easy service. Never have hassle using PayPal, if ever I’ve had an issue it’s always been resolved. Reviewed on: 23rd April 2026

0% on purcheses for the first 4 months

5
when purchasing items have got the first 4months at 0% which is good and i always settle account before the 4 months are up Reviewed on: 23rd April 2026

An excellent way to spend either online or in store...

5
An excellent way to spend either online or in store with the added security of PayPal services. Reviewed on: 23rd April 2026

Easy to use and secure

5
PayPal is very easy to use and gives the added peace of mind knowing it is secure. Reviewed on: 23rd April 2026

Simply the best good ol paypal.

5
Simply the best good ol paypal. Love ya..keep doing what you do Reviewed on: 23rd April 2026

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