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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,761 reviews, last reviewed 26th Apr 2026
1612850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app Good for spreading the costs with 0% interest Reviewed on: 26th April 2026
Bogdan's avatar
Bogdan

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85761)

I’ve had a really positive experience using PayPal.

4
I’ve had a really positive experience using PayPal. It’s one of the easiest ways to send and receive money, and the setup process is quick and straightforward. Payments go through almost instantly, which makes it really convenient whether you’re splitting bills, shopping online, or sending money to friends and family. One of the best things about PayPal is the level of security it offers. You don’t have to share your bank details with every website, which adds an extra layer of protection. I also like the buyer protection feature—it gives peace of mind when purchasing from new or unfamiliar sellers. The app and website are both easy to navigate, and everything is clearly laid out, so you can track your transactions without any confusion. Linking a bank account or card is simple, and withdrawals are usually processed without issues. Overall, PayPal is a reliable and convenient payment platform that makes managing money online much easier. I’d definitely recommend it for both everyday use and online shopping. Reviewed on: 20th April 2026
Ellie 's avatar
Ellie

Wide availability and trusted service

5
Wide availability and trusted service Reviewed on: 20th April 2026
Vee's avatar
Vee

My go to place for purchases.

4
Flexible payment options means PayPal is my go to place for purchases; I use it all the time. It's simple, straightforward and reliable and I trust them as a financial service with great customer support. Reviewed on: 20th April 2026
Colin E's avatar
Colin E

Long before I got PayPal I had heard good things abo...

5
Long before I got PayPal I had heard good things about it, and now it's even better that I have it. Reviewed on: 20th April 2026
MARCELO R DE SA's avatar
MARCELO R DE SA

Easy to use

5
Easy to use good value rewards, unow use for all purchases Reviewed on: 20th April 2026
Mark T's avatar
Mark T

Easy to use app

5
Easy to use app with clear and thought out layouts to clearly see what's happening on my paypal Reviewed on: 20th April 2026
Alex C's avatar
Alex C

Paypal Always Helpful and Trustworthy

5
PayPal have always been very helpful when having a dispute and when buying anything through PayPal I can trust the process and feel safe doing so. And pay in three is brilliant and now have a point system which gives an extra bonus giving money back with purchases Reviewed on: 20th April 2026
Carolyn D's avatar
Carolyn D

Happy customer

5
I have been a PayPal customer for more than 20 years! Their customer support service is impeccable! Highly recommended Reviewed on: 20th April 2026
kev's avatar
kev

Excellent services

5
My experience with Paypal is brilliant,complex excellent services Reviewed on: 20th April 2026
Emilia A's avatar
Emilia A

Easy access and easy to navigate

5
Easy access and easy to navigate Reviewed on: 20th April 2026
Joshua B's avatar
Joshua B

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