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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144223 reviews)

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4.73

Based on 144,223 reviews, last reviewed 21st Jun 2026

4293350% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is accessible various payment options to prot... PayPal is accessible various payment options to protect your money. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144223)

It's been a fantastic way to pay for bigger purchase...

It's been a fantastic way to pay for bigger purchases in a manageable way. Like our trip to Disneyland. Reviewed on: 13th June 2026

PayPal has always been a fast and secure service for...

PayPal has always been a fast and secure service for me, knowing that my purchases and money are secure when shopping online is priority for me, and PayPal offer this and more, and on the rare occasion I've needed their help, the customer service team have been swift and helpful. Reviewed on: 13th June 2026

No issues everhrbknf sorted in good time helpful hap...

No issues everhrbknf sorted in good time helpful happy start Reviewed on: 13th June 2026

Easy to acces, clear communication on payment dates...

Easy to acces, clear communication on payment dates and interest rates. Reviewed on: 13th June 2026

Amazing experience with every purchase

Amazing experience with every purchase Reviewed on: 13th June 2026

Overall I'm happy

Overall I'm happy with my PayPal Credit account. I've had the account for several years and never had any problems. Reviewed on: 13th June 2026

Protected purchases & I can pay with PayPal credit

I like that my purchases are protected by PayPal and I love that I can use PayPal credit it’s really very helpful Reviewed on: 13th June 2026

Love it makes managing finances easier

Love it, makes everyday spending easier, ive already paid off things I wouldn't have been able to buy outright Reviewed on: 13th June 2026

It's great now you can use your PayPal Credit accoun...

It's great now you can use your PayPal Credit account just like a credit card. It removes the restrictions on where you buy from and there 0% interest on purchases over £99 for a few months allows you to pay it off interest free Reviewed on: 13th June 2026

Peace of mind.

Simple, easy to use. Can keep up to date with payments and purchases. Easy refund process, quick replies and resolutions. Peace of mind when making purchases online. Reviewed on: 13th June 2026

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