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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,761 reviews, last reviewed 28th Jun 2025
1838900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexability that is provided by PayPal. Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one lar... Read more Reviewed on: 28th June 2025
David O's avatar
David O

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50761)

I've never had a problem using PayPal.

5
I've never had a problem using PayPal. Reviewed on: 27th May 2025
Mark B's avatar
Mark B

Setting up paypal credit was simplicity itself.

5
Setting up paypal credit was simplicity itself. Using it as an intermediary adds a layer of protection against scammers. Reviewed on: 27th May 2025
Mark B's avatar
Mark B

PayPal credit has been a life changer to me, with th...

5
PayPal credit has been a life changer to me, with the initial interest free. I am able to buy things I need online with the help of PayPal credit and be able to credit when I have money available without any issues. It is so easy and quickto apply and get a decision. Reviewed on: 27th May 2025
Vera O's avatar
Vera O

Great service and use the credit option regularly to...

5
Great service and use the credit option regularly to spread out payments to make them more affordable. Reviewed on: 27th May 2025
Zoe B's avatar
Zoe B

5/5 can’t fault them

5
On a rare occasion I’ve had a problem with a retailer. PayPal resolved it quickly and effectively. I always use PayPal for my purchases. Reviewed on: 27th May 2025
Tommy W's avatar
Tommy W

They are really good and understanding .

5
They are really good and understanding .also very helpfull Reviewed on: 27th May 2025
Shy man's avatar
Shy man

"DREAMS DREAMS"

5
paypal helped me out by giving me the option of paying in installments for a new bed, and other items that came over £500+ , I now use paypal for everything I buy on line its so easy its a no brainer for me. Reviewed on: 27th May 2025
Anthony Webster's avatar
Anthony Webster

It is exceptionally user-friendly and accessible acr...

5
It is exceptionally user-friendly and accessible across various online platforms. Reviewed on: 27th May 2025
Muhammad's avatar
Muhammad

Excellent Credit Provider

5
Always look to PayPal for instant credit to help me with purchases and those unexpected things that crop up when not expecting to pay for but can be paid off in the forthcoming months with impacting my day to day living expenses.Highly recommend....... Reviewed on: 27th May 2025
Tim J's avatar
Tim J

PayPal is perfect for credit options.

5
PayPal is perfect for credit options. The interest rate is manageable and the service is great. Reviewed on: 27th May 2025
Toni 's avatar
Toni

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